
About This Property
Cottonwood Terrace comprises 21 one-bedroom units in Bakersfield designed to serve elderly residents. The property includes 20 low-income units and was placed in service in 2005, utilizing 9% Low-Income Housing Tax Credits. Current management handles day-to-day operations of this affordable housing community.
Waitlist Information
Waitlist managed by Housing Authority of the County of Kern
The Low Income Public Housing waitlist transitioned to the RAD program waiting lists. Applications did not lose their position and retain the same date and time from the original LIPH application. Information can be updated online.
Applicants are randomly selected from the waiting list. Applicants will be contacted by email when their application reaches near the top of the waiting list. Information can be updated online.
Waitlist data provided by section8waitlist.org
Updated April 17, 2026
Property Details
Fair Market Rent - Kern County, CA
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $960 |
| 1 Bedroom | $967 |
| 2 Bedroom | $1,258 |
| 3 Bedroom | $1,773 |
| 4 Bedroom | $2,135 |
Income Limits - Kern County, CA
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $14,650
- Very Low (50%)
- $24,400
- Low (80%)
- $39,050
- Extremely Low (30%)
- $17,420
- Very Low (50%)
- $27,900
- Low (80%)
- $44,600
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $31,400
- Low (80%)
- $50,200
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $34,850
- Low (80%)
- $55,750
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $37,650
- Low (80%)
- $60,250
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $40,450
- Low (80%)
- $64,700
- Extremely Low (30%)
- $40,120
- Very Low (50%)
- $43,250
- Low (80%)
- $69,150
- Extremely Low (30%)
- $44,660
- Very Low (50%)
- $46,050
- Low (80%)
- $73,600
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $14,650 | $24,400 | $39,050 |
| 2 Persons | $17,420 | $27,900 | $44,600 |
| 3 Persons | $21,960 | $31,400 | $50,200 |
| 4 Persons | $26,500 | $34,850 | $55,750 |
| 5 Persons | $31,040 | $37,650 | $60,250 |
| 6 Persons | $35,580 | $40,450 | $64,700 |
| 7 Persons | $40,120 | $43,250 | $69,150 |
| 8 Persons | $44,660 | $46,050 | $73,600 |
Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Bakersfield, CA?+
The Fair Market Rent (FMR) for Kern County, CA is: $960 (Studio), $967 (1BR), $1258 (2BR), $1773 (3BR), $2135 (4BR). Actual rent at subsidized properties like Cottonwood Terrace is typically 30% of household income or less.
What size apartments are available at Cottonwood Terrace?+
Cottonwood Terrace offers the following unit types: 21 One-Bedroom units, for a total of 21 units.
Who manages Cottonwood Terrace?+
Cottonwood Terrace is managed by . You can reach them at . Visit their website for more information.
What are the income limits for affordable housing in Kern County, CA?+
For a 4-person household in Kern County, CA, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $34,850, Low Income (80% AMI): $55,750. These limits are set by HUD and updated annually.
How do I apply for housing at Cottonwood Terrace?+
Cottonwood Terrace is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
Is there a waitlist for Cottonwood Terrace?+
Public Housing waitlist is currently Closed. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
Who is eligible to live at Cottonwood Terrace?+
Cottonwood Terrace primarily serves elderly residents. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.
What is the price range for apartments in Bakersfield, CA?+
Based on Fair Market Rent for Kern County, the estimated price range is: 1-bedroom: $967. Actual rent at Cottonwood Terrace may be lower for income-eligible households.
Contact Information
Walk Score
Car-Dependent
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
More Affordable Housing Near Cottonwood Terrace

Little Village 6b
Bakersfield, CA
2 Units
Casa Loma Family Apts
Bakersfield, CA
113 Units
Little Village
Bakersfield, CA
2 Units
King Square Family Apts
Bakersfield, CA
73 Units
Cottonwood Village
Bakersfield, CA
86 Units
Cottonwood Gardens
Bakersfield, CA
91 Units