Affordable Housing Hub
Low Income (LIHTC)

Whispering Oaks (Starke)

900 S Water St, Starke, FL, 32091

Information verified April 18, 2026·We re-check waiting list status daily

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About This Property

Whispering Oaks is an affordable housing community in Starke, Florida offering 120 low-income units that have been in service since 2005. The property serves families with a unit mix of 56 two-bedroom, 48 three-bedroom, and 16 four-bedroom apartments. The development utilizes 9% Low-Income Housing Tax Credits to support its affordable housing mission.

Property Details

Total Units
120
2 Bedroom
56
3 Bedroom
48
4 Bedroom
16

Fair Market Rent - Bradford County, FL

FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.

BedroomsFMR
Studio/Efficiency$785
1 Bedroom$806
2 Bedroom$905
3 Bedroom$1,244
4 Bedroom$1,536

Income Limits - Bradford County, FL

Annual income limits by household size used to determine eligibility for affordable housing programs.

1 Person
Extremely Low (30%)
$12,880
Very Low (50%)
$20,200
Low (80%)
$32,350
2 Persons
Extremely Low (30%)
$17,420
Very Low (50%)
$23,100
Low (80%)
$36,950
3 Persons
Extremely Low (30%)
$21,960
Very Low (50%)
$26,000
Low (80%)
$41,550
4 Persons
Extremely Low (30%)
$26,500
Very Low (50%)
$28,850
Low (80%)
$46,150
5 Persons
Extremely Low (30%)
$31,040
Very Low (50%)
$31,200
Low (80%)
$49,850
6 Persons
Extremely Low (30%)
$33,500
Very Low (50%)
$33,500
Low (80%)
$53,550
7 Persons
Extremely Low (30%)
$35,800
Very Low (50%)
$35,800
Low (80%)
$57,250
8 Persons
Extremely Low (30%)
$38,100
Very Low (50%)
$38,100
Low (80%)
$60,950

Tax Credit Program Details

Year Placed in Service
2005
LIHTC Credit Type
9%
Low-Income Units
120 / 120
Target Population
Families

Frequently Asked Questions

What is the average rent for affordable housing in Starke, FL?+

The Fair Market Rent (FMR) for Bradford County, FL is: $785 (Studio), $806 (1BR), $905 (2BR), $1244 (3BR), $1536 (4BR). Actual rent at subsidized properties like Whispering Oaks (Starke) is typically 30% of household income or less.

What size apartments are available at Whispering Oaks (Starke)?+

Whispering Oaks (Starke) offers the following unit types: 56 Two-Bedroom, 48 Three-Bedroom, 16 Four-Bedroom units, for a total of 120 units.

Who is eligible to live at Whispering Oaks (Starke)?+

Whispering Oaks (Starke) primarily serves families. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.

What is the price range for apartments in Starke, FL?+

Based on Fair Market Rent for Bradford County, the estimated price range is: 2-bedroom: $905, 3-bedroom: $1244. Actual rent at Whispering Oaks (Starke) may be lower for income-eligible households.

What are the income limits for affordable housing in Bradford County, FL?+

For a 4-person household in Bradford County, FL, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $28,850, Low Income (80% AMI): $46,150. These limits are set by HUD and updated annually.

How do I apply for housing at Whispering Oaks (Starke)?+

Whispering Oaks (Starke) is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.

Who manages Whispering Oaks (Starke)?+

Whispering Oaks (Starke) is managed by . You can reach them at .

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Contact Information

Walk Score

Car-Dependent

29
Walk
45
Bike

Nearby Schools

Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.

Location

Bradford County, FL

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