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Low Income (LIHTC)

Whispering Oaks (Starke)

900 S Water St, Starke, FL, 32091

Information verified May 29, 2026·We re-check waiting list status daily

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About This Property

Whispering Oaks is an affordable housing community in Starke, Florida offering 120 low-income units that have been in service since 2005. The property serves families with a unit mix of 56 two-bedroom, 48 three-bedroom, and 16 four-bedroom apartments. The development utilizes 9% Low-Income Housing Tax Credits to support its affordable housing mission.

Property Details

Total Units
120
2 Bedroom
56
3 Bedroom
48
4 Bedroom
16

Fair Market Rent - Bradford County, FL

FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.

BedroomsFMR
Studio/Efficiency$785
1 Bedroom$806
2 Bedroom$905
3 Bedroom$1,244
4 Bedroom$1,536

Income Limits - Bradford County, FL

Annual income limits by household size used to determine eligibility for affordable housing programs.

1 Person
Extremely Low (30%)
$12,880
Very Low (50%)
$20,200
Low (80%)
$32,350
2 Persons
Extremely Low (30%)
$17,420
Very Low (50%)
$23,100
Low (80%)
$36,950
3 Persons
Extremely Low (30%)
$21,960
Very Low (50%)
$26,000
Low (80%)
$41,550
4 Persons
Extremely Low (30%)
$26,500
Very Low (50%)
$28,850
Low (80%)
$46,150
5 Persons
Extremely Low (30%)
$31,040
Very Low (50%)
$31,200
Low (80%)
$49,850
6 Persons
Extremely Low (30%)
$33,500
Very Low (50%)
$33,500
Low (80%)
$53,550
7 Persons
Extremely Low (30%)
$35,800
Very Low (50%)
$35,800
Low (80%)
$57,250
8 Persons
Extremely Low (30%)
$38,100
Very Low (50%)
$38,100
Low (80%)
$60,950

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Tax Credit Program Details

Year Placed in Service
2005
LIHTC Credit Type
9%
Low-Income Units
120 / 120
Target Population
Families

Frequently Asked Questions

What is the average rent for affordable housing in Starke, FL?+

The Fair Market Rent (FMR) for Bradford County, FL is: $785 (Studio), $806 (1BR), $905 (2BR), $1244 (3BR), $1536 (4BR). Actual rent at subsidized properties like Whispering Oaks (Starke) is typically 30% of household income or less.

What size apartments are available at Whispering Oaks (Starke)?+

Whispering Oaks (Starke) offers the following unit types: 56 Two-Bedroom, 48 Three-Bedroom, 16 Four-Bedroom units, for a total of 120 units.

What are the income limits for affordable housing in Bradford County, FL?+

For a 4-person household in Bradford County, FL, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $28,850, Low Income (80% AMI): $46,150. These limits are set by HUD and updated annually.

Who is eligible to live at Whispering Oaks (Starke)?+

Whispering Oaks (Starke) primarily serves families. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.

How do I apply for housing at Whispering Oaks (Starke)?+

Whispering Oaks (Starke) is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.

Who manages Whispering Oaks (Starke)?+

Whispering Oaks (Starke) is managed by . You can reach them at .

What is the price range for apartments in Starke, FL?+

Based on Fair Market Rent for Bradford County, the estimated price range is: 2-bedroom: $905, 3-bedroom: $1244. Actual rent at Whispering Oaks (Starke) may be lower for income-eligible households.

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Contact Information

Walk Score

Car-Dependent

29
Walk
45
Bike

Nearby Schools

Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.

Location

Bradford County, FL

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