
About This Property
Whispering Palms offers 63 low-income units in Largo, Florida, with a mix of 40 two-bedroom and 23 three-bedroom apartments designed to serve families. The property has been in service since 2015 and is financed through 4% Low-Income Housing Tax Credits. This Pinellas County community provides affordable rental housing options for eligible residents.
Waitlist Information
Waitlist managed by Pinellas County Housing Authority
The Pinellas County Housing Authority is not accepting new applications for Public Housing waitlists at this time.
The website mentions that forms are for current participants and landlords, not new applicants. It also states that completing these forms will not place individuals on a waiting list.
Waitlist data provided by section8waitlist.org
Updated April 17, 2026
Property Details
Fair Market Rent - Pinellas County, FL
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $1,449 |
| 1 Bedroom | $1,562 |
| 2 Bedroom | $1,851 |
| 3 Bedroom | $2,367 |
| 4 Bedroom | $2,888 |
Income Limits - Pinellas County, FL
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $15,550
- Very Low (50%)
- $25,850
- Low (80%)
- $41,350
- Extremely Low (30%)
- $17,750
- Very Low (50%)
- $29,550
- Low (80%)
- $47,250
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $33,250
- Low (80%)
- $53,150
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $36,900
- Low (80%)
- $59,050
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $39,900
- Low (80%)
- $63,800
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $42,850
- Low (80%)
- $68,500
- Extremely Low (30%)
- $40,120
- Very Low (50%)
- $45,800
- Low (80%)
- $73,250
- Extremely Low (30%)
- $44,660
- Very Low (50%)
- $48,750
- Low (80%)
- $77,950
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $15,550 | $25,850 | $41,350 |
| 2 Persons | $17,750 | $29,550 | $47,250 |
| 3 Persons | $21,960 | $33,250 | $53,150 |
| 4 Persons | $26,500 | $36,900 | $59,050 |
| 5 Persons | $31,040 | $39,900 | $63,800 |
| 6 Persons | $35,580 | $42,850 | $68,500 |
| 7 Persons | $40,120 | $45,800 | $73,250 |
| 8 Persons | $44,660 | $48,750 | $77,950 |
Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Largo, FL?+
The Fair Market Rent (FMR) for Pinellas County, FL is: $1449 (Studio), $1562 (1BR), $1851 (2BR), $2367 (3BR), $2888 (4BR). Actual rent at subsidized properties like Whispering Palms is typically 30% of household income or less.
What size apartments are available at Whispering Palms?+
Whispering Palms offers the following unit types: 40 Two-Bedroom, 23 Three-Bedroom units, for a total of 63 units.
Who is eligible to live at Whispering Palms?+
Whispering Palms primarily serves families. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.
How do I apply for housing at Whispering Palms?+
Whispering Palms is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
Is there a waitlist for Whispering Palms?+
Public Housing waitlist is currently Closed. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
Who manages Whispering Palms?+
Whispering Palms is managed by . You can reach them at . Visit their website for more information.
What is the price range for apartments in Largo, FL?+
Based on Fair Market Rent for Pinellas County, the estimated price range is: 2-bedroom: $1851, 3-bedroom: $2367. Actual rent at Whispering Palms may be lower for income-eligible households.
What are the income limits for affordable housing in Pinellas County, FL?+
For a 4-person household in Pinellas County, FL, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $36,900, Low Income (80% AMI): $59,050. These limits are set by HUD and updated annually.
Contact Information
Walk Score
Car-Dependent
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
More Affordable Housing Near Whispering Palms

Bayside Court
Clearwater, FL
144 Units
Pinellas County Housing Authority
Largo, FL
4090 Units
Belleair Place
Clearwater, FL
180 Units
Pinellas Village
Seminole, FL
72 Units
Pine Berry Senior
Clearwater, FL
85 Units
Scattered Sites
Clearwater, FL
51 Units