Affordable Housing Hub
Low Income (LIHTC)Waitlist Closed

Villas At Lake Smart

3900 STATE RD, Winter Haven, FL

Information verified April 18, 2026·We re-check waiting list status daily

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About This Property

Villas At Lake Smart offers 220 low-income residential units in Winter Haven, Florida, with a mix of 80 two-bedroom and 140 three-bedroom apartments designed to serve families. The community has been in service since 2004 and receives funding through tax-exempt bonds and 4% Low-Income Housing Tax Credits. This property provides affordable rental housing options in Polk County.

Waitlist Information

Waitlist managed by Winter Haven Housing Authority

Public Housing Waitlist
Closed
Apply: Online

The Public Housing waiting list is currently closed to new applications. Eligibility is based on annual gross income, qualification as elderly, disabled, or a family, and U.S. citizenship or eligible immigration status. Paper applications are generally not accepted.

Last verified February 13, 2026
Section 8 (HCV) Waitlist
Closed
Apply: Online

The Section 8 (HCV) waiting list is currently closed indefinitely due to a high volume of existing applicants. Eligibility is based on gross annual income, family size, and U.S. citizenship or eligible non-citizen status. Paper applications are generally not accepted.

Last verified February 19, 2026

Waitlist data provided by section8waitlist.org

Updated April 17, 2026

Property Details

Total Units
220
2 Bedroom
80
3 Bedroom
140

HUD Inspection Score

73
Fair
Inspected September 2013

HUD inspects properties on a 0-100 scale. Scores above 60 are considered passing.

Fair Market Rent - Polk County, FL

FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.

BedroomsFMR
Studio/Efficiency$1,006
1 Bedroom$1,012
2 Bedroom$1,250
3 Bedroom$1,679
4 Bedroom$2,121

Income Limits - Polk County, FL

Annual income limits by household size used to determine eligibility for affordable housing programs.

1 Person
Extremely Low (30%)
$12,950
Very Low (50%)
$21,600
Low (80%)
$34,550
2 Persons
Extremely Low (30%)
$17,420
Very Low (50%)
$24,700
Low (80%)
$39,500
3 Persons
Extremely Low (30%)
$21,960
Very Low (50%)
$27,800
Low (80%)
$44,450
4 Persons
Extremely Low (30%)
$26,500
Very Low (50%)
$30,850
Low (80%)
$49,350
5 Persons
Extremely Low (30%)
$31,040
Very Low (50%)
$33,350
Low (80%)
$53,300
6 Persons
Extremely Low (30%)
$35,580
Very Low (50%)
$35,800
Low (80%)
$57,250
7 Persons
Extremely Low (30%)
$38,300
Very Low (50%)
$38,300
Low (80%)
$61,200
8 Persons
Extremely Low (30%)
$40,750
Very Low (50%)
$40,750
Low (80%)
$65,150

Tax Credit Program Details

Year Placed in Service
2004
LIHTC Credit Type
4%
Low-Income Units
220 / 220
Target Population
Families
Funding Programs
Tax-Exempt Bond

Frequently Asked Questions

What is the average rent for affordable housing in Winter Haven, FL?+

The Fair Market Rent (FMR) for Polk County, FL is: $1006 (Studio), $1012 (1BR), $1250 (2BR), $1679 (3BR), $2121 (4BR). Actual rent at subsidized properties like Villas At Lake Smart is typically 30% of household income or less.

What size apartments are available at Villas At Lake Smart?+

Villas At Lake Smart offers the following unit types: 80 Two-Bedroom, 140 Three-Bedroom units, for a total of 220 units.

Who is eligible to live at Villas At Lake Smart?+

Villas At Lake Smart primarily serves families. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.

What are the income limits for affordable housing in Polk County, FL?+

For a 4-person household in Polk County, FL, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $30,850, Low Income (80% AMI): $49,350. These limits are set by HUD and updated annually.

Who manages Villas At Lake Smart?+

Villas At Lake Smart is managed by . You can reach them at . Visit their website for more information.

What is the price range for apartments in Winter Haven, FL?+

Based on Fair Market Rent for Polk County, the estimated price range is: 2-bedroom: $1250, 3-bedroom: $1679. Actual rent at Villas At Lake Smart may be lower for income-eligible households.

How do I apply for housing at Villas At Lake Smart?+

Villas At Lake Smart is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.

Is there a waitlist for Villas At Lake Smart?+

Public Housing waitlist is currently Closed. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.

What is the HUD inspection score for Villas At Lake Smart?+

Villas At Lake Smart has a HUD inspection score of 73 out of 100, which is considered adequate. HUD inspects subsidized housing properties to ensure they meet minimum health and safety standards. Scores of 60 or above are considered passing.

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Location

Polk County, FL

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