Affordable Housing Hub

Affordable Housing in Elkhart County, Indiana

7 cities with 146 housing listings · Pop. 211,223

146
Total Listings
7
Cities
116
Public Housing
23
LIHTC
7
Authorities
0
Open Waitlists

Fair Market Rent - Elkhart County, IN

FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.

BedroomsFMR
Studio/Efficiency$849
1 Bedroom$879
2 Bedroom$1,102
3 Bedroom$1,415
4 Bedroom$1,468

Income Limits - Elkhart County, IN

Annual income limits by household size used to determine eligibility for affordable housing programs.

1 Person
Extremely Low (30%)
$14,200
Very Low (50%)
$23,650
Low (80%)
$37,800
2 Persons
Extremely Low (30%)
$17,420
Very Low (50%)
$27,000
Low (80%)
$43,200
3 Persons
Extremely Low (30%)
$21,960
Very Low (50%)
$30,400
Low (80%)
$48,600
4 Persons
Extremely Low (30%)
$26,500
Very Low (50%)
$33,750
Low (80%)
$54,000
5 Persons
Extremely Low (30%)
$31,040
Very Low (50%)
$36,450
Low (80%)
$58,350
6 Persons
Extremely Low (30%)
$35,580
Very Low (50%)
$39,150
Low (80%)
$62,650
7 Persons
Extremely Low (30%)
$40,120
Very Low (50%)
$41,850
Low (80%)
$67,000
8 Persons
Extremely Low (30%)
$44,550
Very Low (50%)
$44,550
Low (80%)
$71,300

All Cities in Elkhart County

Frequently Asked Questions About Housing in Elkhart County, IN

How many affordable housing options are in Elkhart County, Indiana?+

Elkhart County, Indiana has 146 affordable housing listings across 7 cities, with a total of 666 housing units. This includes 116 public housing, 23 LIHTC, and 7 housing authority listings.

What cities in Elkhart County have affordable housing?+

Elkhart County has affordable housing in 7 cities. The top cities include Elkhart, Goshen, Napanee, Osceola, Middlebury. Browse the city listings on this page to see all available options by location.

What are the Fair Market Rents in Elkhart County, Indiana?+

The HUD Fair Market Rent (FMR) for Elkhart County, Indiana is: Studio: $849, 1BR: $879, 2BR: $1102, 3BR: $1415, 4BR: $1468. FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit. Subsidized housing typically charges 30% of the tenant's income.

What are the income limits for affordable housing in Elkhart County, Indiana?+

For a 4-person household in Elkhart County, Indiana: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $33,750, Low Income (80% AMI): $54,000. These HUD-set limits determine eligibility for various housing programs and are updated annually.

How do I apply for affordable housing in Elkhart County, Indiana?+

To apply for affordable housing in Elkhart County, Indiana: 1) Browse the listings on this page to find properties in your preferred city, 2) Contact the property or housing authority directly, 3) Complete their application, and 4) Provide proof of income and household size. Waitlist times vary — apply to multiple properties to maximize your chances.

What types of housing programs are available in Elkhart County, Indiana?+

Elkhart County, Indiana offers three main types of affordable housing: Public Housing (116 listings) — government-owned properties with income-based rent; LIHTC (23 listings) — privately owned apartments built with tax credits, offering below-market rents; and Housing Authorities (7 listings) — agencies administering Section 8 vouchers and public housing programs.

How large is the population of Elkhart County?+

Elkhart County has an estimated population of 211,223 across 7 cities. With 146 affordable housing properties serving the area, the county provides a range of housing assistance options for eligible residents.

Housing Resources in Elkhart, IN

HUD-Approved Counseling Agencies

LACASA OF GOSHEN INC - BRANCH OFFICE

Pre-Purchase CounselingPre-Purchase Homebuyer Education WorkshopsFinancial Management/Budget Counseling

Other Counties in Indiana