About This Property
Cardinal Terrace Apts is a 56-unit affordable housing community in East Chicago, IN, offering a mix of 16 one-bedroom and 40 two-bedroom units. The property has served low-income residents since 1995 and is funded through 9% Low-Income Housing Tax Credits. All units at Cardinal Terrace are designated for low-income households.
Waitlist Information
Waitlist managed by Housing Authority of the City of East Chicago
The Public Housing program waiting list is opening on Wednesday, May 28, 2025, at 10 AM CST.
The HCV Waitlist is currently CLOSED. Applicants can check status or make changes via the Applicant Portal.
Waitlist data provided by section8waitlist.org
Updated April 17, 2026
Property Details
Fair Market Rent - Lake County, IN
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $869 |
| 1 Bedroom | $1,027 |
| 2 Bedroom | $1,254 |
| 3 Bedroom | $1,539 |
| 4 Bedroom | $1,672 |
Income Limits - Lake County, IN
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $15,900
- Very Low (50%)
- $26,450
- Low (80%)
- $42,300
- Extremely Low (30%)
- $18,150
- Very Low (50%)
- $30,200
- Low (80%)
- $48,350
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $34,000
- Low (80%)
- $54,400
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $37,750
- Low (80%)
- $60,400
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $40,800
- Low (80%)
- $65,250
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $43,800
- Low (80%)
- $70,100
- Extremely Low (30%)
- $40,120
- Very Low (50%)
- $46,850
- Low (80%)
- $74,900
- Extremely Low (30%)
- $44,660
- Very Low (50%)
- $49,850
- Low (80%)
- $79,750
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $15,900 | $26,450 | $42,300 |
| 2 Persons | $18,150 | $30,200 | $48,350 |
| 3 Persons | $21,960 | $34,000 | $54,400 |
| 4 Persons | $26,500 | $37,750 | $60,400 |
| 5 Persons | $31,040 | $40,800 | $65,250 |
| 6 Persons | $35,580 | $43,800 | $70,100 |
| 7 Persons | $40,120 | $46,850 | $74,900 |
| 8 Persons | $44,660 | $49,850 | $79,750 |
Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in East Chicago, IN?+
The Fair Market Rent (FMR) for Lake County, IN is: $869 (Studio), $1027 (1BR), $1254 (2BR), $1539 (3BR), $1672 (4BR). Actual rent at subsidized properties like Cardinal Terrace Apts is typically 30% of household income or less.
What size apartments are available at Cardinal Terrace Apts?+
Cardinal Terrace Apts offers the following unit types: 16 One-Bedroom, 40 Two-Bedroom units, for a total of 56 units.
How do I apply for housing at Cardinal Terrace Apts?+
Cardinal Terrace Apts is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
Is there a waitlist for Cardinal Terrace Apts?+
Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
What is the price range for apartments in East Chicago, IN?+
Based on Fair Market Rent for Lake County, the estimated price range is: 1-bedroom: $1027, 2-bedroom: $1254. Actual rent at Cardinal Terrace Apts may be lower for income-eligible households.
Who manages Cardinal Terrace Apts?+
Cardinal Terrace Apts is managed by . You can reach them at . Visit their website for more information.
What are the income limits for affordable housing in Lake County, IN?+
For a 4-person household in Lake County, IN, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $37,750, Low Income (80% AMI): $60,400. These limits are set by HUD and updated annually.
Contact Information
Walk Score
Car-Dependent
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
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