About This Property
Stephenson Mills comprises 39 units in South Bend, Indiana, including 13 designated low-income units. The property features eight one-bedroom and thirty-one two-bedroom apartments and has been in service since 1994. A non-profit organization owns and manages the community.
Waitlist Information
Waitlist managed by Housing Authority of South Bend
The Public Housing Waiting List for 1-bedroom units opened on March 23, 2026, and closed on April 3, 2026.
Voicemails requesting Wait List status will NOT be returned. Users must establish an account to check their place on the waitlist online. HASB staff is unable to check waitlist status.
Waitlist data provided by section8waitlist.org
Updated April 18, 2026
Property Details
HUD Inspection Score
HUD inspects properties on a 0-100 scale. Scores above 60 are considered passing.
Fair Market Rent - St. Joseph County, IN
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $689 |
| 1 Bedroom | $862 |
| 2 Bedroom | $1,017 |
| 3 Bedroom | $1,267 |
| 4 Bedroom | $1,354 |
Income Limits - St. Joseph County, IN
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $15,450
- Very Low (50%)
- $25,750
- Low (80%)
- $41,200
- Extremely Low (30%)
- $17,650
- Very Low (50%)
- $29,400
- Low (80%)
- $47,050
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $33,100
- Low (80%)
- $52,950
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $36,750
- Low (80%)
- $58,800
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $39,700
- Low (80%)
- $63,550
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $42,650
- Low (80%)
- $68,250
- Extremely Low (30%)
- $40,120
- Very Low (50%)
- $45,600
- Low (80%)
- $72,950
- Extremely Low (30%)
- $44,660
- Very Low (50%)
- $48,550
- Low (80%)
- $77,650
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $15,450 | $25,750 | $41,200 |
| 2 Persons | $17,650 | $29,400 | $47,050 |
| 3 Persons | $21,960 | $33,100 | $52,950 |
| 4 Persons | $26,500 | $36,750 | $58,800 |
| 5 Persons | $31,040 | $39,700 | $63,550 |
| 6 Persons | $35,580 | $42,650 | $68,250 |
| 7 Persons | $40,120 | $45,600 | $72,950 |
| 8 Persons | $44,660 | $48,550 | $77,650 |
Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in South Bend, IN?+
The Fair Market Rent (FMR) for St. Joseph County, IN is: $689 (Studio), $862 (1BR), $1017 (2BR), $1267 (3BR), $1354 (4BR). Actual rent at subsidized properties like Stephenson Mills is typically 30% of household income or less.
What size apartments are available at Stephenson Mills?+
Stephenson Mills offers the following unit types: 8 One-Bedroom, 31 Two-Bedroom units, for a total of 39 units.
What is the price range for apartments in South Bend, IN?+
Based on Fair Market Rent for St. Joseph County, the estimated price range is: 1-bedroom: $862, 2-bedroom: $1017. Actual rent at Stephenson Mills may be lower for income-eligible households.
What are the income limits for affordable housing in St. Joseph County, IN?+
For a 4-person household in St. Joseph County, IN, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $36,750, Low Income (80% AMI): $58,800. These limits are set by HUD and updated annually.
What is the HUD inspection score for Stephenson Mills?+
Stephenson Mills has a HUD inspection score of 63 out of 100, which is considered adequate. HUD inspects subsidized housing properties to ensure they meet minimum health and safety standards. Scores of 60 or above are considered passing.
Who manages Stephenson Mills?+
Stephenson Mills is managed by . You can reach them at . Visit their website for more information.
Is there a waitlist for Stephenson Mills?+
Public Housing waitlist is currently Closed. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
How do I apply for housing at Stephenson Mills?+
Stephenson Mills is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
Contact Information
Walk Score
Very Walkable
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
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