About This Property
Cottages of Mechanicsville offers 22 low-income rental units in Owensboro, Kentucky, all configured as three-bedroom homes suitable for families. The property has been in service since 2013 and operates with 9% Low-Income Housing Tax Credits. Management and leasing inquiries are available through the property contact information.
Waitlist Information
Waitlist managed by Housing Authority of Owensboro
HAO Properties owns and maintains 580 apartments at six different complexes. One, two, three and four bedroom units are available.
Applications for the Housing Choice Voucher (HCV) waitlist are no longer being accepted effective February 1, 2026, due to the current waiting period exceeding 24 months and limited federal funding. Preferences for previously accepted applications included points for displaced individuals (3-5), elderly/disabled/family/veterans (1), and Daviess County residents (1).
Waitlist data provided by section8waitlist.org
Updated July 28, 2026
Property Details
Fair Market Rent - Daviess County, KY
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $825 |
| 1 Bedroom | $830 |
| 2 Bedroom | $1,091 |
| 3 Bedroom | $1,440 |
| 4 Bedroom | $1,453 |
Income Limits - Daviess County, KY
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $13,550
- Very Low (50%)
- $22,550
- Low (80%)
- $36,050
- Extremely Low (30%)
- $17,420
- Very Low (50%)
- $25,800
- Low (80%)
- $41,200
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $29,000
- Low (80%)
- $46,350
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $32,200
- Low (80%)
- $51,500
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $34,800
- Low (80%)
- $55,650
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $37,400
- Low (80%)
- $59,750
- Extremely Low (30%)
- $39,950
- Very Low (50%)
- $39,950
- Low (80%)
- $63,900
- Extremely Low (30%)
- $42,550
- Very Low (50%)
- $42,550
- Low (80%)
- $68,000
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $13,550 | $22,550 | $36,050 |
| 2 Persons | $17,420 | $25,800 | $41,200 |
| 3 Persons | $21,960 | $29,000 | $46,350 |
| 4 Persons | $26,500 | $32,200 | $51,500 |
| 5 Persons | $31,040 | $34,800 | $55,650 |
| 6 Persons | $35,580 | $37,400 | $59,750 |
| 7 Persons | $39,950 | $39,950 | $63,900 |
| 8 Persons | $42,550 | $42,550 | $68,000 |
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Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Owensboro, KY?+
The Fair Market Rent (FMR) for Daviess County, KY is: $825 (Studio), $830 (1BR), $1091 (2BR), $1440 (3BR), $1453 (4BR). Actual rent at subsidized properties like Cottages of Mechanicsville is typically 30% of household income or less.
What size apartments are available at Cottages of Mechanicsville?+
Cottages of Mechanicsville offers the following unit types: 22 Three-Bedroom units, for a total of 22 units.
Who is eligible to live at Cottages of Mechanicsville?+
Cottages of Mechanicsville primarily serves families. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.
What are the income limits for affordable housing in Daviess County, KY?+
For a 4-person household in Daviess County, KY, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $32,200, Low Income (80% AMI): $51,500. These limits are set by HUD and updated annually.
Is there a waitlist for Cottages of Mechanicsville?+
Public Housing waitlist is currently Closed. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
Who manages Cottages of Mechanicsville?+
Cottages of Mechanicsville is managed by . You can reach them at .
How do I apply for housing at Cottages of Mechanicsville?+
Cottages of Mechanicsville is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
What is the price range for apartments in Owensboro, KY?+
Based on Fair Market Rent for Daviess County, the estimated price range is: 3-bedroom: $1440. Actual rent at Cottages of Mechanicsville may be lower for income-eligible households.
Walk Score
Somewhat Walkable
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
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