About This Property
Cottages of Mechanicsville comprises 22 three-bedroom units designated for low-income families in Owensboro, Kentucky. The property was placed in service in 2013 and utilizes 9% Low-Income Housing Tax Credits to support affordability. Management and leasing information are available through the property contact.
Waitlist Information
Waitlist managed by Housing Authority of Owensboro
The Public Housing waiting list is open until further notice; however, the waiting list for Churchill Park public housing is currently closed. Preferences include: Displaced/Subsidized (5 points), Displaced/Unsubsidized (3 points), Elderly/Disabled/Family/Veteran (1 point), and Daviess County residents (1 point, except Churchill Park).
The waiting period for applicants on the Housing Choice Voucher (HCV) wait list exceeds 24 months. New HCV applications will not be accepted effective February 01, 2026, due to limited federal funding.
Waitlist data provided by section8waitlist.org
Updated April 17, 2026
Property Details
Fair Market Rent - Daviess County, KY
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $825 |
| 1 Bedroom | $830 |
| 2 Bedroom | $1,091 |
| 3 Bedroom | $1,440 |
| 4 Bedroom | $1,453 |
Income Limits - Daviess County, KY
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $13,550
- Very Low (50%)
- $22,550
- Low (80%)
- $36,050
- Extremely Low (30%)
- $17,420
- Very Low (50%)
- $25,800
- Low (80%)
- $41,200
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $29,000
- Low (80%)
- $46,350
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $32,200
- Low (80%)
- $51,500
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $34,800
- Low (80%)
- $55,650
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $37,400
- Low (80%)
- $59,750
- Extremely Low (30%)
- $39,950
- Very Low (50%)
- $39,950
- Low (80%)
- $63,900
- Extremely Low (30%)
- $42,550
- Very Low (50%)
- $42,550
- Low (80%)
- $68,000
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $13,550 | $22,550 | $36,050 |
| 2 Persons | $17,420 | $25,800 | $41,200 |
| 3 Persons | $21,960 | $29,000 | $46,350 |
| 4 Persons | $26,500 | $32,200 | $51,500 |
| 5 Persons | $31,040 | $34,800 | $55,650 |
| 6 Persons | $35,580 | $37,400 | $59,750 |
| 7 Persons | $39,950 | $39,950 | $63,900 |
| 8 Persons | $42,550 | $42,550 | $68,000 |
Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Owensboro, KY?+
The Fair Market Rent (FMR) for Daviess County, KY is: $825 (Studio), $830 (1BR), $1091 (2BR), $1440 (3BR), $1453 (4BR). Actual rent at subsidized properties like Cottages of Mechanicsville is typically 30% of household income or less.
What size apartments are available at Cottages of Mechanicsville?+
Cottages of Mechanicsville offers the following unit types: 22 Three-Bedroom units, for a total of 22 units.
Who manages Cottages of Mechanicsville?+
Cottages of Mechanicsville is managed by . You can reach them at . Visit their website for more information.
Is there a waitlist for Cottages of Mechanicsville?+
Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
What are the income limits for affordable housing in Daviess County, KY?+
For a 4-person household in Daviess County, KY, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $32,200, Low Income (80% AMI): $51,500. These limits are set by HUD and updated annually.
What is the price range for apartments in Owensboro, KY?+
Based on Fair Market Rent for Daviess County, the estimated price range is: 3-bedroom: $1440. Actual rent at Cottages of Mechanicsville may be lower for income-eligible households.
Who is eligible to live at Cottages of Mechanicsville?+
Cottages of Mechanicsville primarily serves families. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.
How do I apply for housing at Cottages of Mechanicsville?+
Cottages of Mechanicsville is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
Contact Information
Walk Score
Somewhat Walkable
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
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