About This Property
Saddle Creek Apartments comprises 40 low-income residential units in Elizabethtown, Kentucky, with a mix of 24 two-bedroom and 16 three-bedroom floor plans. The property has been in service since 2003 and operates as a 4% Low-Income Housing Tax Credit (LIHTC) development. Interested parties may contact the property management for additional information regarding availability and lease terms.
Waitlist Information
Waitlist managed by Housing Authority of Elizabethtown
Eligibility is based on annual gross income, age/disability status, and U.S. citizenship or eligible immigration; declining two invitations will purge the application from the waitlist. Families with children, elderly applicants, and disabled individuals may receive priority placement.
Eligibility is based on income, family size, and citizenship status, with an income limit of $40,100 for a very low-income family of four.
Waitlist data provided by section8waitlist.org
Updated June 4, 2026
Property Details
HUD Inspection Score
HUD inspects properties on a 0-100 scale. Scores above 60 are considered passing.
Fair Market Rent - Hardin County, KY
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $785 |
| 1 Bedroom | $790 |
| 2 Bedroom | $1,003 |
| 3 Bedroom | $1,385 |
| 4 Bedroom | $1,702 |
Income Limits - Hardin County, KY
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $13,700
- Very Low (50%)
- $22,850
- Low (80%)
- $36,550
- Extremely Low (30%)
- $17,420
- Very Low (50%)
- $26,100
- Low (80%)
- $41,800
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $29,350
- Low (80%)
- $47,000
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $32,600
- Low (80%)
- $52,200
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $35,250
- Low (80%)
- $56,400
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $37,850
- Low (80%)
- $60,600
- Extremely Low (30%)
- $40,120
- Very Low (50%)
- $40,450
- Low (80%)
- $64,750
- Extremely Low (30%)
- $43,050
- Very Low (50%)
- $43,050
- Low (80%)
- $68,950
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $13,700 | $22,850 | $36,550 |
| 2 Persons | $17,420 | $26,100 | $41,800 |
| 3 Persons | $21,960 | $29,350 | $47,000 |
| 4 Persons | $26,500 | $32,600 | $52,200 |
| 5 Persons | $31,040 | $35,250 | $56,400 |
| 6 Persons | $35,580 | $37,850 | $60,600 |
| 7 Persons | $40,120 | $40,450 | $64,750 |
| 8 Persons | $43,050 | $43,050 | $68,950 |
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Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Elizabethtown, KY?+
The Fair Market Rent (FMR) for Hardin County, KY is: $785 (Studio), $790 (1BR), $1003 (2BR), $1385 (3BR), $1702 (4BR). Actual rent at subsidized properties like Saddle Creek Apartments is typically 30% of household income or less.
What size apartments are available at Saddle Creek Apartments?+
Saddle Creek Apartments offers the following unit types: 24 Two-Bedroom, 16 Three-Bedroom units, for a total of 40 units.
How do I apply for housing at Saddle Creek Apartments?+
Saddle Creek Apartments is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
What is the HUD inspection score for Saddle Creek Apartments?+
Saddle Creek Apartments has a HUD inspection score of 65 out of 100, which is considered adequate. HUD inspects subsidized housing properties to ensure they meet minimum health and safety standards. Scores of 60 or above are considered passing.
What are the income limits for affordable housing in Hardin County, KY?+
For a 4-person household in Hardin County, KY, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $32,600, Low Income (80% AMI): $52,200. These limits are set by HUD and updated annually.
What is the price range for apartments in Elizabethtown, KY?+
Based on Fair Market Rent for Hardin County, the estimated price range is: 2-bedroom: $1003, 3-bedroom: $1385. Actual rent at Saddle Creek Apartments may be lower for income-eligible households.
Is there a waitlist for Saddle Creek Apartments?+
Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Open. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
Who manages Saddle Creek Apartments?+
Saddle Creek Apartments is managed by . You can reach them at .
Walk Score
Somewhat Walkable
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
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