Affordable Housing Hub

Affordable Housing in McCracken County, Kentucky

1 city with 245 housing listings · Pop. 43,765

245
Total Listings
1
Cities
237
Public Housing
6
LIHTC
2
Authorities
0
Open Waitlists

Fair Market Rent - McCracken County, KY

FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.

BedroomsFMR
Studio/Efficiency$672
1 Bedroom$755
2 Bedroom$992
3 Bedroom$1,214
4 Bedroom$1,569

Income Limits - McCracken County, KY

Annual income limits by household size used to determine eligibility for affordable housing programs.

1 Person
Extremely Low (30%)
$13,400
Very Low (50%)
$22,300
Low (80%)
$35,650
2 Persons
Extremely Low (30%)
$17,420
Very Low (50%)
$25,450
Low (80%)
$40,750
3 Persons
Extremely Low (30%)
$21,960
Very Low (50%)
$28,650
Low (80%)
$45,850
4 Persons
Extremely Low (30%)
$26,500
Very Low (50%)
$31,800
Low (80%)
$50,900
5 Persons
Extremely Low (30%)
$31,040
Very Low (50%)
$34,350
Low (80%)
$55,000
6 Persons
Extremely Low (30%)
$35,580
Very Low (50%)
$36,900
Low (80%)
$59,050
7 Persons
Extremely Low (30%)
$39,450
Very Low (50%)
$39,450
Low (80%)
$63,150
8 Persons
Extremely Low (30%)
$42,000
Very Low (50%)
$42,000
Low (80%)
$67,200

All Cities in McCracken County

Frequently Asked Questions About Housing in McCracken County, KY

How many affordable housing options are in McCracken County, Kentucky?+

McCracken County, Kentucky has 245 affordable housing listings across 1 cities, with a total of 856 housing units. This includes 237 public housing, 6 LIHTC, and 2 housing authority listings.

What cities in McCracken County have affordable housing?+

McCracken County has affordable housing in 1 cities. The top cities include Paducah. Browse the city listings on this page to see all available options by location.

What are the Fair Market Rents in McCracken County, Kentucky?+

The HUD Fair Market Rent (FMR) for McCracken County, Kentucky is: Studio: $672, 1BR: $755, 2BR: $992, 3BR: $1214, 4BR: $1569. FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit. Subsidized housing typically charges 30% of the tenant's income.

What are the income limits for affordable housing in McCracken County, Kentucky?+

For a 4-person household in McCracken County, Kentucky: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $31,800, Low Income (80% AMI): $50,900. These HUD-set limits determine eligibility for various housing programs and are updated annually.

How do I apply for affordable housing in McCracken County, Kentucky?+

To apply for affordable housing in McCracken County, Kentucky: 1) Browse the listings on this page to find properties in your preferred city, 2) Contact the property or housing authority directly, 3) Complete their application, and 4) Provide proof of income and household size. Waitlist times vary — apply to multiple properties to maximize your chances.

What types of housing programs are available in McCracken County, Kentucky?+

McCracken County, Kentucky offers three main types of affordable housing: Public Housing (237 listings) — government-owned properties with income-based rent; LIHTC (6 listings) — privately owned apartments built with tax credits, offering below-market rents; and Housing Authorities (2 listings) — agencies administering Section 8 vouchers and public housing programs.

How large is the population of McCracken County?+

McCracken County has an estimated population of 43,765 across 1 cities. With 245 affordable housing properties serving the area, the county provides a range of housing assistance options for eligible residents.

Housing Resources in Paducah, KY

HUD-Approved Counseling Agencies

KENTUCKY LEGAL AID, INCORPORATED

Mortgage Delinquency and Default Resolution CounselingPre-Purchase CounselingRental Housing Counseling

OPERATION HOPE- PADUCAH KY

Pre-Purchase CounselingPre-Purchase Homebuyer Education WorkshopsFinancial Management/Budget Counseling

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