About This Property
Banneker Gardens is a public housing development in Cumberland, MD consisting of 4 units, all of which are accessible. The property serves residents in Allegany County through affordable housing options. This development provides housing opportunities for families and individuals seeking affordable accommodations.
Waitlist Information
Waitlist managed by Housing Authority of the City of Cumberland
Applications can be downloaded, obtained in person, or mailed. Preference points are assigned for working families, City or County residents, and other factors. Applicants are placed on a waiting list based on application date and preference points if no units are available.
Applications submitted prior to September 1, 2025, will remain active.
Waitlist data provided by section8waitlist.org
Updated April 18, 2026
Property Details
HUD Inspection Score
HUD inspects properties on a 0-100 scale. Scores above 60 are considered passing.
Fair Market Rent - Allegany County, MD
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $624 |
| 1 Bedroom | $736 |
| 2 Bedroom | $920 |
| 3 Bedroom | $1,186 |
| 4 Bedroom | $1,453 |
Income Limits - Allegany County, MD
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $15,150
- Very Low (50%)
- $25,200
- Low (80%)
- $40,350
- Extremely Low (30%)
- $17,420
- Very Low (50%)
- $28,800
- Low (80%)
- $46,100
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $32,400
- Low (80%)
- $51,850
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $36,000
- Low (80%)
- $57,600
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $38,900
- Low (80%)
- $62,250
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $41,800
- Low (80%)
- $66,850
- Extremely Low (30%)
- $40,120
- Very Low (50%)
- $44,650
- Low (80%)
- $71,450
- Extremely Low (30%)
- $44,660
- Very Low (50%)
- $47,550
- Low (80%)
- $76,050
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $15,150 | $25,200 | $40,350 |
| 2 Persons | $17,420 | $28,800 | $46,100 |
| 3 Persons | $21,960 | $32,400 | $51,850 |
| 4 Persons | $26,500 | $36,000 | $57,600 |
| 5 Persons | $31,040 | $38,900 | $62,250 |
| 6 Persons | $35,580 | $41,800 | $66,850 |
| 7 Persons | $40,120 | $44,650 | $71,450 |
| 8 Persons | $44,660 | $47,550 | $76,050 |
Frequently Asked Questions
What is the average rent for affordable housing in Cumberland, MD?+
The Fair Market Rent (FMR) for Allegany County, MD is: $624 (Studio), $736 (1BR), $920 (2BR), $1186 (3BR), $1453 (4BR). Actual rent at subsidized properties like Banneker Gardens is typically 30% of household income or less.
How many units does Banneker Gardens have?+
Banneker Gardens has a total of 4 housing units.
What are the income limits for affordable housing in Allegany County, MD?+
For a 4-person household in Allegany County, MD, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $36,000, Low Income (80% AMI): $57,600. These limits are set by HUD and updated annually.
Is there a waitlist for Banneker Gardens?+
Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
How do I apply for housing at Banneker Gardens?+
Banneker Gardens is a Public Housing property. To apply, you can start by calling 3017246606, or visiting their website, or contacting the property management office. You may need to submit an application and be placed on a waitlist. Eligibility is typically based on income, family size, and other factors.
What is the HUD inspection score for Banneker Gardens?+
Banneker Gardens has a HUD inspection score of 94 out of 100, which is considered excellent. HUD inspects subsidized housing properties to ensure they meet minimum health and safety standards. Scores of 60 or above are considered passing.
Contact Information
Walk Score
Somewhat Walkable
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
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