About This Property
Highland Terrace offers 32 affordable units in Chelsea, Massachusetts, comprising four one-bedroom, twenty-four two-bedroom, and four three-bedroom apartments. The property, placed in service in 2013 and funded through HOME and 9% Low-Income Housing Tax Credits, serves families, individuals with disabilities, and people experiencing homelessness. A non-profit organization owns and operates the development.
Waitlist Information
Waitlist managed by Chelsea Housing Authority
Public Housing, including Federal Family, State Family, and State and Federal Elderly/Disabled Public Housing, is currently open. For Federal Family Public Housing, preferences include Chelsea residency, working 20+ hours in Chelsea, domestic violence victims, and veterans; timely applications are entered into a lottery. For Elderly/Disabled housing, 'elderly' is 60+ for state and 62+ for federal programs, and 'disabled' applicants must meet the disability definition. State Public Housing applications are processed through CHAMPS.
As of July 5, 2026, there are no current Section 8 Housing Choice Voucher waiting lists for Chelsea, MA. The Mainstream Section 8 Housing Choice Voucher waiting list was last open from January 2, 2025, to January 31, 2025, for non-elderly persons with disabilities and is now closed. The Project-Based Voucher waiting list for Carter Heights was open from January 10, 2025, until January 20, 2025, and is now closed.
Waitlist data provided by section8waitlist.org
Updated July 13, 2026
Property Details
Fair Market Rent - Suffolk County, MA
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $2,212 |
| 1 Bedroom | $2,377 |
| 2 Bedroom | $2,827 |
| 3 Bedroom | $3,418 |
| 4 Bedroom | $3,765 |
Income Limits - Suffolk County, MA
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $28,200
- Very Low (50%)
- $47,000
- Low (80%)
- $70,750
- Extremely Low (30%)
- $32,200
- Very Low (50%)
- $53,700
- Low (80%)
- $80,850
- Extremely Low (30%)
- $36,250
- Very Low (50%)
- $60,400
- Low (80%)
- $90,950
- Extremely Low (30%)
- $40,250
- Very Low (50%)
- $67,100
- Low (80%)
- $101,050
- Extremely Low (30%)
- $43,500
- Very Low (50%)
- $72,500
- Low (80%)
- $109,150
- Extremely Low (30%)
- $46,700
- Very Low (50%)
- $77,850
- Low (80%)
- $117,250
- Extremely Low (30%)
- $49,950
- Very Low (50%)
- $83,250
- Low (80%)
- $125,350
- Extremely Low (30%)
- $53,150
- Very Low (50%)
- $88,600
- Low (80%)
- $133,400
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $28,200 | $47,000 | $70,750 |
| 2 Persons | $32,200 | $53,700 | $80,850 |
| 3 Persons | $36,250 | $60,400 | $90,950 |
| 4 Persons | $40,250 | $67,100 | $101,050 |
| 5 Persons | $43,500 | $72,500 | $109,150 |
| 6 Persons | $46,700 | $77,850 | $117,250 |
| 7 Persons | $49,950 | $83,250 | $125,350 |
| 8 Persons | $53,150 | $88,600 | $133,400 |
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Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Chelsea, MA?+
The Fair Market Rent (FMR) for Suffolk County, MA is: $2212 (Studio), $2377 (1BR), $2827 (2BR), $3418 (3BR), $3765 (4BR). Actual rent at subsidized properties like Highland Terrace is typically 30% of household income or less.
What size apartments are available at Highland Terrace?+
Highland Terrace offers the following unit types: 4 One-Bedroom, 24 Two-Bedroom, 4 Three-Bedroom units, for a total of 32 units.
Who is eligible to live at Highland Terrace?+
Highland Terrace primarily serves families, persons with disabilities, formerly homeless individuals. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.
What is the price range for apartments in Chelsea, MA?+
Based on Fair Market Rent for Suffolk County, the estimated price range is: 1-bedroom: $2377, 2-bedroom: $2827, 3-bedroom: $3418. Actual rent at Highland Terrace may be lower for income-eligible households.
What are the income limits for affordable housing in Suffolk County, MA?+
For a 4-person household in Suffolk County, MA, the income limits are: Extremely Low Income (30% AMI): $40,250, Very Low Income (50% AMI): $67,100, Low Income (80% AMI): $101,050. These limits are set by HUD and updated annually.
Who manages Highland Terrace?+
Highland Terrace is managed by . You can reach them at . Visit their website for more information.
How do I apply for housing at Highland Terrace?+
Highland Terrace is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
Is there a waitlist for Highland Terrace?+
Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
Contact Information
Walk Score
Very Walkable
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
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