Affordable Housing Hub
Low Income (LIHTC)Waitlist Open

630 Lofts

630 Cottageview Dr, Traverse City, MI, 49684

Information verified April 17, 2026ยทWe re-check waiting list status daily

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About This Property

630 Lofts comprises 39 low-income units in Traverse City, Michigan, with a unit mix of 3 studios, 21 one-bedroom units, and 15 two-bedroom units. The property has been in service since 2011 and provides affordable housing options for residents of Grand Traverse County.

Waitlist Information

Waitlist managed by Traverse City Housing Commission

Public Housing Waitlist
Open
Apply: In-person, Mail

Pre-applications are currently accepted for families and senior/disabled individuals. Specific properties may have age/disability preferences (e.g., Riverview Terrace for 62+ or disabled 18+) and minimum occupancy requirements (e.g., Orchardview Townhomes).

Last verified February 6, 2026
Section 8 (HCV) Waitlist
Closed

The waitlist is closed due to intense demand. It may take several years for a qualified applicant to receive a voucher. Preferences are given to families with children, elderly, and disabled individuals who live, work, or have been hired to work within the TCHC service area. Applicants will receive a letter in January 2025 confirming their application and position on the waitlist. Notification when at the top of the list is by U.S. Mail.

Last verified February 18, 2026

Waitlist data provided by section8waitlist.org

Updated April 17, 2026

Property Details

Total Units
39
Studio
3
1 Bedroom
21
2 Bedroom
15

Fair Market Rent - Grand Traverse County, MI

FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.

BedroomsFMR
Studio/Efficiency$1,044
1 Bedroom$1,061
2 Bedroom$1,232
3 Bedroom$1,490
4 Bedroom$1,641

Income Limits - Grand Traverse County, MI

Annual income limits by household size used to determine eligibility for affordable housing programs.

1 Person
Extremely Low (30%)
$17,850
Very Low (50%)
$29,750
Low (80%)
$47,600
2 Persons
Extremely Low (30%)
$20,400
Very Low (50%)
$34,000
Low (80%)
$54,400
3 Persons
Extremely Low (30%)
$22,950
Very Low (50%)
$38,250
Low (80%)
$61,200
4 Persons
Extremely Low (30%)
$26,500
Very Low (50%)
$42,500
Low (80%)
$68,000
5 Persons
Extremely Low (30%)
$31,040
Very Low (50%)
$45,900
Low (80%)
$73,450
6 Persons
Extremely Low (30%)
$35,580
Very Low (50%)
$49,300
Low (80%)
$78,900
7 Persons
Extremely Low (30%)
$40,120
Very Low (50%)
$52,700
Low (80%)
$84,350
8 Persons
Extremely Low (30%)
$44,660
Very Low (50%)
$56,100
Low (80%)
$89,800

Tax Credit Program Details

Year Placed in Service
2011
LIHTC Credit Type
3
Low-Income Units
39 / 39

Frequently Asked Questions

What is the average rent for affordable housing in Traverse City, MI?+

The Fair Market Rent (FMR) for Grand Traverse County, MI is: $1044 (Studio), $1061 (1BR), $1232 (2BR), $1490 (3BR), $1641 (4BR). Actual rent at subsidized properties like 630 Lofts is typically 30% of household income or less.

What size apartments are available at 630 Lofts?+

630 Lofts offers the following unit types: 3 Studio, 21 One-Bedroom, 15 Two-Bedroom units, for a total of 39 units.

Is there a waitlist for 630 Lofts?+

Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.

How do I apply for housing at 630 Lofts?+

630 Lofts is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.

What is the price range for apartments in Traverse City, MI?+

Based on Fair Market Rent for Grand Traverse County, the estimated price range is: 1-bedroom: $1061, 2-bedroom: $1232. Actual rent at 630 Lofts may be lower for income-eligible households.

What are the income limits for affordable housing in Grand Traverse County, MI?+

For a 4-person household in Grand Traverse County, MI, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $42,500, Low Income (80% AMI): $68,000. These limits are set by HUD and updated annually.

Who manages 630 Lofts?+

630 Lofts is managed by . You can reach them at . Visit their website for more information.

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Walk Score

Somewhat Walkable

50
Walk
61
Bike

Nearby Schools

Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.

Location

Grand Traverse County, MI

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Housing Resources in Traverse City, MI

HUD-Approved Counseling Agencies

NORTHWEST MICHIGAN COMMUNITY ACTION AGENCY, INC

Mortgage Delinquency and Default Resolution CounselingPre-Purchase CounselingPre-Purchase Homebuyer Education Workshops