About This Property
Phalen Senior Lofts offers 73 low-income units in Saint Paul designed to serve elderly residents. The property features 34 one-bedroom and 39 two-bedroom apartments and has been in service since 2006. Funding sources include HOME programs and tax-exempt bonds, with financing through 4% Low-Income Housing Tax Credits.
Waitlist Information
Waitlist managed by Metropolitan Council
The St. Paul Public Housing Agency began accepting online applications for Multifamily Housing apartments with 0-5 bedrooms on July 21, 2025, at 8:00 AM, and will continue until further notice. Applications are online only; no in-person or phone assistance is provided.
Metro HRA is hosting a lottery to join the waitlist. Not everyone who enters the lottery will be selected. Estimated wait time for a voucher is one to five years, depending on federal funding.
Waitlist data provided by section8waitlist.org
Updated April 17, 2026
Property Details
HUD Inspection Score
HUD inspects properties on a 0-100 scale. Scores above 60 are considered passing.
Fair Market Rent - Ramsey County, MN
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $1,174 |
| 1 Bedroom | $1,327 |
| 2 Bedroom | $1,622 |
| 3 Bedroom | $2,188 |
| 4 Bedroom | $2,478 |
Income Limits - Ramsey County, MN
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $22,050
- Very Low (50%)
- $36,750
- Low (80%)
- $55,950
- Extremely Low (30%)
- $25,200
- Very Low (50%)
- $42,000
- Low (80%)
- $63,950
- Extremely Low (30%)
- $28,350
- Very Low (50%)
- $47,250
- Low (80%)
- $71,950
- Extremely Low (30%)
- $31,450
- Very Low (50%)
- $52,450
- Low (80%)
- $79,900
- Extremely Low (30%)
- $34,000
- Very Low (50%)
- $56,650
- Low (80%)
- $86,300
- Extremely Low (30%)
- $36,500
- Very Low (50%)
- $60,850
- Low (80%)
- $92,700
- Extremely Low (30%)
- $40,120
- Very Low (50%)
- $65,050
- Low (80%)
- $99,100
- Extremely Low (30%)
- $44,660
- Very Low (50%)
- $69,250
- Low (80%)
- $105,500
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $22,050 | $36,750 | $55,950 |
| 2 Persons | $25,200 | $42,000 | $63,950 |
| 3 Persons | $28,350 | $47,250 | $71,950 |
| 4 Persons | $31,450 | $52,450 | $79,900 |
| 5 Persons | $34,000 | $56,650 | $86,300 |
| 6 Persons | $36,500 | $60,850 | $92,700 |
| 7 Persons | $40,120 | $65,050 | $99,100 |
| 8 Persons | $44,660 | $69,250 | $105,500 |
Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Saint Paul, MN?+
The Fair Market Rent (FMR) for Ramsey County, MN is: $1174 (Studio), $1327 (1BR), $1622 (2BR), $2188 (3BR), $2478 (4BR). Actual rent at subsidized properties like Phalen Senior Lofts is typically 30% of household income or less.
What size apartments are available at Phalen Senior Lofts?+
Phalen Senior Lofts offers the following unit types: 34 One-Bedroom, 39 Two-Bedroom units, for a total of 73 units.
Is there a waitlist for Phalen Senior Lofts?+
Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
What is the price range for apartments in Saint Paul, MN?+
Based on Fair Market Rent for Ramsey County, the estimated price range is: 1-bedroom: $1327, 2-bedroom: $1622. Actual rent at Phalen Senior Lofts may be lower for income-eligible households.
Who manages Phalen Senior Lofts?+
Phalen Senior Lofts is managed by . You can reach them at . Visit their website for more information.
What is the HUD inspection score for Phalen Senior Lofts?+
Phalen Senior Lofts has a HUD inspection score of 98 out of 100, which is considered excellent. HUD inspects subsidized housing properties to ensure they meet minimum health and safety standards. Scores of 60 or above are considered passing.
Who is eligible to live at Phalen Senior Lofts?+
Phalen Senior Lofts primarily serves elderly residents. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.
How do I apply for housing at Phalen Senior Lofts?+
Phalen Senior Lofts is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
What are the income limits for affordable housing in Ramsey County, MN?+
For a 4-person household in Ramsey County, MN, the income limits are: Extremely Low Income (30% AMI): $31,450, Very Low Income (50% AMI): $52,450, Low Income (80% AMI): $79,900. These limits are set by HUD and updated annually.
Contact Information
Walk Score
Very Walkable
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
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