About This Property
St. Philips Gardens is a 56-unit affordable housing community in Saint Paul that has served low-income families, disabled individuals, and formerly homeless residents since 2013. The property offers a mix of one-, two-, and three-bedroom units, with 12 one-bedroom, 39 two-bedroom, and 5 three-bedroom apartments available. A non-profit organization owns and manages the community.
Waitlist Information
Waitlist managed by Metropolitan Council
The St. Paul Public Housing Agency (St. Paul PHA) is accepting online applications for scattered site homes and duplexes with 5 bedrooms and Multifamily Housing Apartments with 0-5 bedrooms. This program provides homes with reduced rent based on income. To apply, applicants need Social Security Numbers for all household members, household income information, and an email address. Income limits apply. Applications can be submitted using any computer, tablet, or smartphone with internet access, including free public library computers. Written requests for reasonable accommodation can be sent to St. Paul PHA, 555 Wabasha St N, Suite 100, St. Paul, MN 55102.
Metro HRA is hosting a lottery to join the Housing Choice Voucher (Section 8) waitlist. Not everyone who enters the lottery will be selected. Estimated wait time for a voucher is one to five years.
Waitlist data provided by section8waitlist.org
Updated July 28, 2026
Property Details
HUD Inspection Score
HUD inspects properties on a 0-100 scale. Scores above 60 are considered passing.
Fair Market Rent - Ramsey County, MN
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $1,174 |
| 1 Bedroom | $1,327 |
| 2 Bedroom | $1,622 |
| 3 Bedroom | $2,188 |
| 4 Bedroom | $2,478 |
Income Limits - Ramsey County, MN
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $22,050
- Very Low (50%)
- $36,750
- Low (80%)
- $55,950
- Extremely Low (30%)
- $25,200
- Very Low (50%)
- $42,000
- Low (80%)
- $63,950
- Extremely Low (30%)
- $28,350
- Very Low (50%)
- $47,250
- Low (80%)
- $71,950
- Extremely Low (30%)
- $31,450
- Very Low (50%)
- $52,450
- Low (80%)
- $79,900
- Extremely Low (30%)
- $34,000
- Very Low (50%)
- $56,650
- Low (80%)
- $86,300
- Extremely Low (30%)
- $36,500
- Very Low (50%)
- $60,850
- Low (80%)
- $92,700
- Extremely Low (30%)
- $40,120
- Very Low (50%)
- $65,050
- Low (80%)
- $99,100
- Extremely Low (30%)
- $44,660
- Very Low (50%)
- $69,250
- Low (80%)
- $105,500
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $22,050 | $36,750 | $55,950 |
| 2 Persons | $25,200 | $42,000 | $63,950 |
| 3 Persons | $28,350 | $47,250 | $71,950 |
| 4 Persons | $31,450 | $52,450 | $79,900 |
| 5 Persons | $34,000 | $56,650 | $86,300 |
| 6 Persons | $36,500 | $60,850 | $92,700 |
| 7 Persons | $40,120 | $65,050 | $99,100 |
| 8 Persons | $44,660 | $69,250 | $105,500 |
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Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Saint Paul, MN?+
The Fair Market Rent (FMR) for Ramsey County, MN is: $1174 (Studio), $1327 (1BR), $1622 (2BR), $2188 (3BR), $2478 (4BR). Actual rent at subsidized properties like St. Philips Gardens is typically 30% of household income or less.
What size apartments are available at St. Philips Gardens?+
St. Philips Gardens offers the following unit types: 12 One-Bedroom, 39 Two-Bedroom, 5 Three-Bedroom units, for a total of 56 units.
Who manages St. Philips Gardens?+
St. Philips Gardens is managed by . You can reach them at . Visit their website for more information.
What is the HUD inspection score for St. Philips Gardens?+
St. Philips Gardens has a HUD inspection score of 98 out of 100, which is considered excellent. HUD inspects subsidized housing properties to ensure they meet minimum health and safety standards. Scores of 60 or above are considered passing.
Who is eligible to live at St. Philips Gardens?+
St. Philips Gardens primarily serves families, persons with disabilities, formerly homeless individuals. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.
What are the income limits for affordable housing in Ramsey County, MN?+
For a 4-person household in Ramsey County, MN, the income limits are: Extremely Low Income (30% AMI): $31,450, Very Low Income (50% AMI): $52,450, Low Income (80% AMI): $79,900. These limits are set by HUD and updated annually.
How do I apply for housing at St. Philips Gardens?+
St. Philips Gardens is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
What is the price range for apartments in Saint Paul, MN?+
Based on Fair Market Rent for Ramsey County, the estimated price range is: 1-bedroom: $1327, 2-bedroom: $1622, 3-bedroom: $2188. Actual rent at St. Philips Gardens may be lower for income-eligible households.
Is there a waitlist for St. Philips Gardens?+
Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
Contact Information
Walk Score
Very Walkable
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
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