Affordable Housing Hub
Low Income (LIHTC)

Cottages of White Bear Township

MULTIPLE BUILDING ADDRESSES, White Bear Lake, MN, 55110

Information verified April 18, 2026·We re-check waiting list status daily

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About This Property

Cottages of White Bear Township offers 60 low-income rental units in White Bear Lake serving families and disabled individuals. The community features a mix of one, two, and three-bedroom units, with 12 one-bedroom, 32 two-bedroom, and 16 three-bedroom apartments. The property, which began operations in 2013, is financed through tax-exempt bonds and receives 4% Low-Income Housing Tax Credit funding.

Property Details

Total Units
60
1 Bedroom
12
2 Bedroom
32
3 Bedroom
16

Fair Market Rent - Ramsey County, MN

FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.

BedroomsFMR
Studio/Efficiency$1,174
1 Bedroom$1,327
2 Bedroom$1,622
3 Bedroom$2,188
4 Bedroom$2,478

Income Limits - Ramsey County, MN

Annual income limits by household size used to determine eligibility for affordable housing programs.

1 Person
Extremely Low (30%)
$22,050
Very Low (50%)
$36,750
Low (80%)
$55,950
2 Persons
Extremely Low (30%)
$25,200
Very Low (50%)
$42,000
Low (80%)
$63,950
3 Persons
Extremely Low (30%)
$28,350
Very Low (50%)
$47,250
Low (80%)
$71,950
4 Persons
Extremely Low (30%)
$31,450
Very Low (50%)
$52,450
Low (80%)
$79,900
5 Persons
Extremely Low (30%)
$34,000
Very Low (50%)
$56,650
Low (80%)
$86,300
6 Persons
Extremely Low (30%)
$36,500
Very Low (50%)
$60,850
Low (80%)
$92,700
7 Persons
Extremely Low (30%)
$40,120
Very Low (50%)
$65,050
Low (80%)
$99,100
8 Persons
Extremely Low (30%)
$44,660
Very Low (50%)
$69,250
Low (80%)
$105,500

Tax Credit Program Details

Year Placed in Service
2013
LIHTC Credit Type
4%
Low-Income Units
60 / 60
Target Population
FamiliesDisabled
Funding Programs
Tax-Exempt Bond

Frequently Asked Questions

What is the average rent for affordable housing in White Bear Lake, MN?+

The Fair Market Rent (FMR) for Ramsey County, MN is: $1174 (Studio), $1327 (1BR), $1622 (2BR), $2188 (3BR), $2478 (4BR). Actual rent at subsidized properties like Cottages of White Bear Township is typically 30% of household income or less.

What size apartments are available at Cottages of White Bear Township?+

Cottages of White Bear Township offers the following unit types: 12 One-Bedroom, 32 Two-Bedroom, 16 Three-Bedroom units, for a total of 60 units.

What are the income limits for affordable housing in Ramsey County, MN?+

For a 4-person household in Ramsey County, MN, the income limits are: Extremely Low Income (30% AMI): $31,450, Very Low Income (50% AMI): $52,450, Low Income (80% AMI): $79,900. These limits are set by HUD and updated annually.

What is the price range for apartments in White Bear Lake, MN?+

Based on Fair Market Rent for Ramsey County, the estimated price range is: 1-bedroom: $1327, 2-bedroom: $1622, 3-bedroom: $2188. Actual rent at Cottages of White Bear Township may be lower for income-eligible households.

How do I apply for housing at Cottages of White Bear Township?+

Cottages of White Bear Township is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.

Who is eligible to live at Cottages of White Bear Township?+

Cottages of White Bear Township primarily serves families, persons with disabilities. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.

Who manages Cottages of White Bear Township?+

Cottages of White Bear Township is managed by . You can reach them at . Visit their website for more information.

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Walk Score

Somewhat Walkable

66
Walk
56
Bike

Nearby Schools

Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.

Location

Ramsey County, MN

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