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Affordable Housing in Bergen County, New Jersey

37 cities with 383 housing listings · Pop. 786,114

383
Total Listings
37
Cities
51
Public Housing
36
LIHTC
296
Authorities
3
Open Waitlists

3 waitlists are currently open in Bergen County

Apply before waitlists close. Check each listing for details and deadlines.

Fair Market Rent - Bergen County, NJ

FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.

BedroomsFMR
Studio/Efficiency$1,400
1 Bedroom$1,645
2 Bedroom$1,892
3 Bedroom$2,342
4 Bedroom$2,946

Income Limits - Bergen County, NJ

Annual income limits by household size used to determine eligibility for affordable housing programs.

1 Person
Extremely Low (30%)
$23,000
Very Low (50%)
$38,300
Low (80%)
$57,700
2 Persons
Extremely Low (30%)
$26,250
Very Low (50%)
$43,800
Low (80%)
$65,950
3 Persons
Extremely Low (30%)
$29,550
Very Low (50%)
$49,250
Low (80%)
$74,200
4 Persons
Extremely Low (30%)
$32,800
Very Low (50%)
$54,700
Low (80%)
$82,400
5 Persons
Extremely Low (30%)
$35,450
Very Low (50%)
$59,100
Low (80%)
$89,000
6 Persons
Extremely Low (30%)
$38,050
Very Low (50%)
$63,500
Low (80%)
$95,600
7 Persons
Extremely Low (30%)
$40,700
Very Low (50%)
$67,850
Low (80%)
$102,200
8 Persons
Extremely Low (30%)
$44,660
Very Low (50%)
$72,250
Low (80%)
$108,800

All Cities in Bergen County

Frequently Asked Questions About Housing in Bergen County, NJ

How many affordable housing options are in Bergen County, New Jersey?+

Bergen County, New Jersey has 383 affordable housing listings across 37 cities, with a total of 675 housing units. This includes 51 public housing, 36 LIHTC, and 296 housing authority listings.

What cities in Bergen County have affordable housing?+

Bergen County has affordable housing in 37 cities. The top cities include Lodi, Garfield, Midland Park, Paramus, South Hackensack. Browse the city listings on this page to see all available options by location.

What are the Fair Market Rents in Bergen County, New Jersey?+

The HUD Fair Market Rent (FMR) for Bergen County, New Jersey is: Studio: $1400, 1BR: $1645, 2BR: $1892, 3BR: $2342, 4BR: $2946. FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit. Subsidized housing typically charges 30% of the tenant's income.

What are the income limits for affordable housing in Bergen County, New Jersey?+

For a 4-person household in Bergen County, New Jersey: Extremely Low Income (30% AMI): $32,800, Very Low Income (50% AMI): $54,700, Low Income (80% AMI): $82,400. These HUD-set limits determine eligibility for various housing programs and are updated annually.

How do I apply for affordable housing in Bergen County, New Jersey?+

To apply for affordable housing in Bergen County, New Jersey: 1) Browse the listings on this page to find properties in your preferred city, 2) Contact the property or housing authority directly, 3) Complete their application, and 4) Provide proof of income and household size. Waitlist times vary — apply to multiple properties to maximize your chances.

What types of housing programs are available in Bergen County, New Jersey?+

Bergen County, New Jersey offers three main types of affordable housing: Public Housing (51 listings) — government-owned properties with income-based rent; LIHTC (36 listings) — privately owned apartments built with tax credits, offering below-market rents; and Housing Authorities (296 listings) — agencies administering Section 8 vouchers and public housing programs.

Are there open waitlists for affordable housing in Bergen County, New Jersey?+

Yes, there are currently 3 housing authorities with open waitlists in Bergen County, New Jersey. Browse the city listings below and look for the waitlist status badges to find open applications. Waitlist availability changes frequently, so check back often or contact the housing authority directly.

How large is the population of Bergen County?+

Bergen County has an estimated population of 786,114 across 37 cities. With 383 affordable housing properties serving the area, the county provides a range of housing assistance options for eligible residents.

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