Low Income (LIHTC)

Hilltop Apartments (White Rock)

HILLTOP DRIVE AND WHITE ROCK ROAD, North Caldwell, NJ, 7006

Information verified April 18, 2026·We re-check waiting list status daily

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About This Property

Hilltop Apartments offers 49 low-income residential units in North Caldwell, New Jersey. The property contains affordable housing options for eligible residents in Essex County.

Property Details

Total Units

Fair Market Rent - Essex County, NJ

FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.

Bedrooms	FMR
Studio/Efficiency	$1,379
1 Bedroom	$1,590
2 Bedroom	$1,916
3 Bedroom	$2,424
4 Bedroom	$2,800

Income Limits - Essex County, NJ

Annual income limits by household size used to determine eligibility for affordable housing programs.

1 Person

Extremely Low (30%): $22,550
Very Low (50%): $37,600
Low (80%): $55,950

2 Persons

Extremely Low (30%): $25,800
Very Low (50%): $43,000
Low (80%): $63,950

3 Persons

Extremely Low (30%): $29,000
Very Low (50%): $48,350
Low (80%): $71,950

4 Persons

Extremely Low (30%): $32,200
Very Low (50%): $53,700
Low (80%): $79,900

5 Persons

Extremely Low (30%): $34,800
Very Low (50%): $58,000
Low (80%): $86,300

6 Persons

Extremely Low (30%): $37,400
Very Low (50%): $62,300
Low (80%): $92,700

7 Persons

Extremely Low (30%): $40,120
Very Low (50%): $66,600
Low (80%): $99,100

8 Persons

Extremely Low (30%): $44,660
Very Low (50%): $70,900
Low (80%): $105,500

Household	Extremely Low (30%)	Very Low (50%)	Low (80%)
1 Person	$22,550	$37,600	$55,950
2 Persons	$25,800	$43,000	$63,950
3 Persons	$29,000	$48,350	$71,950
4 Persons	$32,200	$53,700	$79,900
5 Persons	$34,800	$58,000	$86,300
6 Persons	$37,400	$62,300	$92,700
7 Persons	$40,120	$66,600	$99,100
8 Persons	$44,660	$70,900	$105,500

Tax Credit Program Details

Year Placed in Service

9999

Low-Income Units

49 / 49

Frequently Asked Questions

What is the average rent for affordable housing in North Caldwell, NJ?+

The Fair Market Rent (FMR) for Essex County, NJ is: $1379 (Studio), $1590 (1BR), $1916 (2BR), $2424 (3BR), $2800 (4BR). Actual rent at subsidized properties like Hilltop Apartments (White Rock) is typically 30% of household income or less.

What are the income limits for affordable housing in Essex County, NJ?+

For a 4-person household in Essex County, NJ, the income limits are: Extremely Low Income (30% AMI): $32,200, Very Low Income (50% AMI): $53,700, Low Income (80% AMI): $79,900. These limits are set by HUD and updated annually.

How do I apply for housing at Hilltop Apartments (White Rock)?+

Hilltop Apartments (White Rock) is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.

Who manages Hilltop Apartments (White Rock)?+

Hilltop Apartments (White Rock) is managed by . You can reach them at .

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