Affordable Housing Hub

Affordable Housing in Schenectady County, New York

5 cities with 179 housing listings · Pop. 85,264

179
Total Listings
5
Cities
165
Public Housing
9
LIHTC
5
Authorities
1
Open Waitlists

1 waitlist is currently open in Schenectady County

Apply before waitlists close. Check each listing for details and deadlines.

Fair Market Rent - Schenectady County, NY

FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.

BedroomsFMR
Studio/Efficiency$1,011
1 Bedroom$1,131
2 Bedroom$1,374
3 Bedroom$1,661
4 Bedroom$1,830

Income Limits - Schenectady County, NY

Annual income limits by household size used to determine eligibility for affordable housing programs.

1 Person
Extremely Low (30%)
$20,100
Very Low (50%)
$33,500
Low (80%)
$53,550
2 Persons
Extremely Low (30%)
$23,000
Very Low (50%)
$38,250
Low (80%)
$61,200
3 Persons
Extremely Low (30%)
$25,850
Very Low (50%)
$43,050
Low (80%)
$68,850
4 Persons
Extremely Low (30%)
$28,700
Very Low (50%)
$47,800
Low (80%)
$76,500
5 Persons
Extremely Low (30%)
$31,040
Very Low (50%)
$51,650
Low (80%)
$82,650
6 Persons
Extremely Low (30%)
$35,580
Very Low (50%)
$55,450
Low (80%)
$88,750
7 Persons
Extremely Low (30%)
$40,120
Very Low (50%)
$59,300
Low (80%)
$94,900
8 Persons
Extremely Low (30%)
$44,660
Very Low (50%)
$63,100
Low (80%)
$101,000

All Cities in Schenectady County

Frequently Asked Questions About Housing in Schenectady County, NY

How many affordable housing options are in Schenectady County, New York?+

Schenectady County, New York has 179 affordable housing listings across 5 cities, with a total of 1,792 housing units. This includes 165 public housing, 9 LIHTC, and 5 housing authority listings.

What cities in Schenectady County have affordable housing?+

Schenectady County has affordable housing in 5 cities. The top cities include Schenectady, Glenville, Rotterdam, Niskayuna, Scotia. Browse the city listings on this page to see all available options by location.

What are the Fair Market Rents in Schenectady County, New York?+

The HUD Fair Market Rent (FMR) for Schenectady County, New York is: Studio: $1011, 1BR: $1131, 2BR: $1374, 3BR: $1661, 4BR: $1830. FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit. Subsidized housing typically charges 30% of the tenant's income.

What are the income limits for affordable housing in Schenectady County, New York?+

For a 4-person household in Schenectady County, New York: Extremely Low Income (30% AMI): $28,700, Very Low Income (50% AMI): $47,800, Low Income (80% AMI): $76,500. These HUD-set limits determine eligibility for various housing programs and are updated annually.

How do I apply for affordable housing in Schenectady County, New York?+

To apply for affordable housing in Schenectady County, New York: 1) Browse the listings on this page to find properties in your preferred city, 2) Contact the property or housing authority directly, 3) Complete their application, and 4) Provide proof of income and household size. Waitlist times vary — apply to multiple properties to maximize your chances.

What types of housing programs are available in Schenectady County, New York?+

Schenectady County, New York offers three main types of affordable housing: Public Housing (165 listings) — government-owned properties with income-based rent; LIHTC (9 listings) — privately owned apartments built with tax credits, offering below-market rents; and Housing Authorities (5 listings) — agencies administering Section 8 vouchers and public housing programs.

Are there open waitlists for affordable housing in Schenectady County, New York?+

Yes, there are currently 1 housing authority with open waitlists in Schenectady County, New York. Browse the city listings below and look for the waitlist status badges to find open applications. Waitlist availability changes frequently, so check back often or contact the housing authority directly.

How large is the population of Schenectady County?+

Schenectady County has an estimated population of 85,264 across 5 cities. With 179 affordable housing properties serving the area, the county provides a range of housing assistance options for eligible residents.

Housing Resources in Schenectady, NY

HUD-Approved Counseling Agencies

BETTER COMMUNITY NEIGHBORHOODS, INC. (formerly Better Neighborhoods, Inc.)

Mortgage Delinquency and Default Resolution CounselingPre-Purchase CounselingPre-Purchase Homebuyer Education Workshops

Other Counties in New York