Affordable Housing Hub
Low Income (LIHTC)Waitlist Closed

Montgomery Gardens

5235 Garden Trace Ct, Charlotte, NC, 28216

Information verified April 18, 2026ยทWe re-check waiting list status daily

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About This Property

Montgomery Gardens is a 76-unit affordable housing community in Charlotte, NC that serves families, individuals with disabilities, and homeless residents. The property offers 56 two-bedroom and 20 three-bedroom units and has been in service since 2006 through 9% Low-Income Housing Tax Credit financing. Residents pay rent based on income levels in accordance with affordable housing program guidelines.

Waitlist Information

Waitlist managed by Inlivian

Public Housing Waitlist
Closed
Apply: Online

Inlivian utilizes a site-based waitlist system for its properties, requiring separate applications for each apartment community. Eligibility for income-based housing includes meeting income limits, passing criminal, credit, and eviction background checks, and possessing U.S. citizenship or eligible immigration status. Some properties may offer age preferences, such as 62+ for first priority and 55+ for second priority in senior sites.

Last verified April 14, 2026
Section 8 (HCV) Waitlist
Closed
Opened September 22, 2014
Closed September 26, 2014
Apply: Online

The tenant-based Housing Choice Voucher (Section 8) waiting list for Inlivian in Charlotte, NC is currently closed to new applicants. It was last open from September 22, 2014, until September 26, 2014. It is not known when this waiting list will reopen. During its last opening, applications were ...

Last verified February 24, 2026

Waitlist data provided by section8waitlist.org

Updated April 17, 2026

Property Details

Total Units
76
2 Bedroom
56
3 Bedroom
20

Fair Market Rent - Mecklenburg County, NC

FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.

BedroomsFMR
Studio/Efficiency$1,347
1 Bedroom$1,384
2 Bedroom$1,554
3 Bedroom$1,936
4 Bedroom$2,481

Income Limits - Mecklenburg County, NC

Annual income limits by household size used to determine eligibility for affordable housing programs.

1 Person
Extremely Low (30%)
$17,700
Very Low (50%)
$29,500
Low (80%)
$47,150
2 Persons
Extremely Low (30%)
$20,200
Very Low (50%)
$33,700
Low (80%)
$53,900
3 Persons
Extremely Low (30%)
$22,750
Very Low (50%)
$37,900
Low (80%)
$60,650
4 Persons
Extremely Low (30%)
$26,500
Very Low (50%)
$42,100
Low (80%)
$67,350
5 Persons
Extremely Low (30%)
$31,040
Very Low (50%)
$45,500
Low (80%)
$72,750
6 Persons
Extremely Low (30%)
$35,580
Very Low (50%)
$48,850
Low (80%)
$78,150
7 Persons
Extremely Low (30%)
$40,120
Very Low (50%)
$52,250
Low (80%)
$83,550
8 Persons
Extremely Low (30%)
$44,660
Very Low (50%)
$55,600
Low (80%)
$88,950

Tax Credit Program Details

Year Placed in Service
2006
LIHTC Credit Type
9%
Low-Income Units
76 / 76
Target Population
FamiliesDisabledHomeless
Funding Programs
Rental Assistance
Designations
Qualified Census Tract

Frequently Asked Questions

What is the average rent for affordable housing in Charlotte, NC?+

The Fair Market Rent (FMR) for Mecklenburg County, NC is: $1347 (Studio), $1384 (1BR), $1554 (2BR), $1936 (3BR), $2481 (4BR). Actual rent at subsidized properties like Montgomery Gardens is typically 30% of household income or less.

What size apartments are available at Montgomery Gardens?+

Montgomery Gardens offers the following unit types: 56 Two-Bedroom, 20 Three-Bedroom units, for a total of 76 units.

What is the price range for apartments in Charlotte, NC?+

Based on Fair Market Rent for Mecklenburg County, the estimated price range is: 2-bedroom: $1554, 3-bedroom: $1936. Actual rent at Montgomery Gardens may be lower for income-eligible households.

What are the income limits for affordable housing in Mecklenburg County, NC?+

For a 4-person household in Mecklenburg County, NC, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $42,100, Low Income (80% AMI): $67,350. These limits are set by HUD and updated annually.

Who manages Montgomery Gardens?+

Montgomery Gardens is managed by . You can reach them at . Visit their website for more information.

How do I apply for housing at Montgomery Gardens?+

Montgomery Gardens is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.

Is there a waitlist for Montgomery Gardens?+

Public Housing waitlist is currently Closed. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.

Who is eligible to live at Montgomery Gardens?+

Montgomery Gardens primarily serves families, persons with disabilities, formerly homeless individuals. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.

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Contact Information

Walk Score

Car-Dependent

49
Walk
33
Transit
48
Bike

Nearby Schools

PK,KG,1,2,3,4,5,6,7,8

Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.

Location

Mecklenburg County, NC

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Housing Resources in Charlotte, NC

HUD-Approved Counseling Agencies

ALLIANCE CREDIT COUNSELING, INC.

Mortgage Delinquency and Default Resolution CounselingPre-Purchase CounselingPre-Purchase Homebuyer Education Workshops

COMMUNITY LINK

Mortgage Delinquency and Default Resolution CounselingPre-Purchase CounselingPre-Purchase Homebuyer Education Workshops

DreamKey Partners

Mortgage Delinquency and Default Resolution CounselingPre-Purchase CounselingPre-Purchase Homebuyer Education Workshops