About This Property
White Oak Apts comprises 49 low-income rental units in Gaffney, SC, with a mix of 24 one-bedroom and 25 two-bedroom apartments. The property was placed in service in 1995 and is funded through 9% Low-Income Housing Tax Credits, serving households with disabled members. The community is professionally managed and continues to provide affordable housing options in Cherokee County.
Waitlist Information
Waitlist managed by Housing Authority of Gaffney
Applications are received online or in-person. Eligibility is based on annual gross income, household size, disability, elderly status, and U.S. citizenship or eligible immigration status. GHA uses income limits developed by HUD.
GHA does not operate a Section 8 program.
Waitlist data provided by section8waitlist.org
Updated April 17, 2026
Property Details
Fair Market Rent - Cherokee County, SC
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $706 |
| 1 Bedroom | $711 |
| 2 Bedroom | $934 |
| 3 Bedroom | $1,187 |
| 4 Bedroom | $1,355 |
Income Limits - Cherokee County, SC
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $12,880
- Very Low (50%)
- $18,800
- Low (80%)
- $30,050
- Extremely Low (30%)
- $17,420
- Very Low (50%)
- $21,450
- Low (80%)
- $34,350
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $24,150
- Low (80%)
- $38,650
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $26,800
- Low (80%)
- $42,900
- Extremely Low (30%)
- $28,950
- Very Low (50%)
- $28,950
- Low (80%)
- $46,350
- Extremely Low (30%)
- $31,100
- Very Low (50%)
- $31,100
- Low (80%)
- $49,800
- Extremely Low (30%)
- $33,250
- Very Low (50%)
- $33,250
- Low (80%)
- $53,200
- Extremely Low (30%)
- $35,400
- Very Low (50%)
- $35,400
- Low (80%)
- $56,650
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $12,880 | $18,800 | $30,050 |
| 2 Persons | $17,420 | $21,450 | $34,350 |
| 3 Persons | $21,960 | $24,150 | $38,650 |
| 4 Persons | $26,500 | $26,800 | $42,900 |
| 5 Persons | $28,950 | $28,950 | $46,350 |
| 6 Persons | $31,100 | $31,100 | $49,800 |
| 7 Persons | $33,250 | $33,250 | $53,200 |
| 8 Persons | $35,400 | $35,400 | $56,650 |
Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Gaffney, SC?+
The Fair Market Rent (FMR) for Cherokee County, SC is: $706 (Studio), $711 (1BR), $934 (2BR), $1187 (3BR), $1355 (4BR). Actual rent at subsidized properties like White Oak Apts is typically 30% of household income or less.
What size apartments are available at White Oak Apts?+
White Oak Apts offers the following unit types: 24 One-Bedroom, 25 Two-Bedroom units, for a total of 49 units.
Is there a waitlist for White Oak Apts?+
Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
What are the income limits for affordable housing in Cherokee County, SC?+
For a 4-person household in Cherokee County, SC, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $26,800, Low Income (80% AMI): $42,900. These limits are set by HUD and updated annually.
What is the price range for apartments in Gaffney, SC?+
Based on Fair Market Rent for Cherokee County, the estimated price range is: 1-bedroom: $711, 2-bedroom: $934. Actual rent at White Oak Apts may be lower for income-eligible households.
How do I apply for housing at White Oak Apts?+
White Oak Apts is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
Who manages White Oak Apts?+
White Oak Apts is managed by . You can reach them at . Visit their website for more information.
Who is eligible to live at White Oak Apts?+
White Oak Apts primarily serves persons with disabilities. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.
Contact Information
Walk Score
Car-Dependent
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