About This Property
Effingham Plaza provides 178 units of affordable housing in Portsmouth, VA, with 177 designated as low-income units. The property, which opened in 2010, serves elderly residents and is financed through 9% Low-Income Housing Tax Credits. A non-profit organization owns and operates the community.
Waitlist Information
Waitlist managed by Portsmouth Redevelopment & Housing Authority
The waiting list for Swanson Homes (2 and 4-bedroom Public Housing) was last open from January 29-30, 2020. Applications for Public Housing at Phoebus Square (1 bedroom, 62+), Lexington Place (1-3 bedrooms), and Hope Village (1-3 bedrooms) were accepted online from May 6-8, 2026. Preferences for these applications included living or working in Portsmouth, elderly/disabled families, terminated Section 8 participants, veterans, involuntarily displaced, or homeless families, with placement by lottery.
The waiting list is closed because the demand for assistance exceeds available funding. Applicants are placed on the waiting list based on date and time of application and any established local preferences. An applicant's gross annual income must not exceed 50% of the Area Median Income (AMI).
Waitlist data provided by section8waitlist.org
Updated August 22, 2026
Property Details
HUD Inspection Score
HUD inspects properties on a 0-100 scale. Scores above 60 are considered passing.
Income Limits - Portsmouth County, VA
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $17,750
- Very Low (50%)
- $29,600
- Low (80%)
- $47,350
- Extremely Low (30%)
- $20,300
- Very Low (50%)
- $33,800
- Low (80%)
- $54,100
- Extremely Low (30%)
- $22,850
- Very Low (50%)
- $38,050
- Low (80%)
- $60,850
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $42,250
- Low (80%)
- $67,600
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $45,650
- Low (80%)
- $73,050
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $49,050
- Low (80%)
- $78,450
- Extremely Low (30%)
- $40,120
- Very Low (50%)
- $52,400
- Low (80%)
- $83,850
- Extremely Low (30%)
- $44,660
- Very Low (50%)
- $55,800
- Low (80%)
- $89,250
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $17,750 | $29,600 | $47,350 |
| 2 Persons | $20,300 | $33,800 | $54,100 |
| 3 Persons | $22,850 | $38,050 | $60,850 |
| 4 Persons | $26,500 | $42,250 | $67,600 |
| 5 Persons | $31,040 | $45,650 | $73,050 |
| 6 Persons | $35,580 | $49,050 | $78,450 |
| 7 Persons | $40,120 | $52,400 | $83,850 |
| 8 Persons | $44,660 | $55,800 | $89,250 |
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Tax Credit Program Details
Frequently Asked Questions
What are the income limits for affordable housing in Portsmouth County, VA?+
For a 4-person household in Portsmouth County, VA, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $42,250, Low Income (80% AMI): $67,600. These limits are set by HUD and updated annually.
How do I apply for housing at Effingham Plaza?+
Effingham Plaza is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
Is there a waitlist for Effingham Plaza?+
Public Housing waitlist is currently Closed. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
What is the HUD inspection score for Effingham Plaza?+
Effingham Plaza has a HUD inspection score of 78 out of 100, which is considered adequate. HUD inspects subsidized housing properties to ensure they meet minimum health and safety standards. Scores of 60 or above are considered passing.
Who is eligible to live at Effingham Plaza?+
Effingham Plaza primarily serves elderly residents. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.
Who manages Effingham Plaza?+
Effingham Plaza is managed by . You can reach them at . Visit their website for more information.
Contact Information
Walk Score
Car-Dependent
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
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