When you are waiting to be approved for a Section 8 housing voucher, the weeks can feel like years. In some extreme cases, you might actually wait for years, according to the Center on Budget and Policy Priorities. However, knowing exactly what to do to increase your chances (and shorten the timeline) of approval can go a long way, and we’re here to help.

In this article, you’ll learn exactly what you need to get your Section 8 housing choice voucher application approved in 2024. We’ll break down the eligibility requirements, specific income limits, and fair market rents, and list all the needed resources, waiting list openings, and more to make sure that this is the year your Section 8 application is accepted and approved.

Understanding Section 8 Housing Applications in 2024

The Section 8 program continues to evolve in the modern economy, so understanding the basics of the current landscape is essential.

What is a Section 8 Housing Voucher?

A critical program for millions seeking affordable housing, Section 8 offers a lifeline to low-income families, the elderly, and the disabled. This federal program, provided by the U.S. Department of Housing and Urban Development (HUD), allows beneficiaries to find their own living arrangements in the private market through the use of payment vouchers.

How Does It Work?

Once a Section 8 housing choice application is approved, a voucher is awarded to the beneficiary. While it doesn't cover the entire rent amount, it does provide a significant portion, based on the family's income and the local fair market rent.

Beneficiaries can use their vouchers in any housing that meets the program's health and safety standards. These individuals or families have the ability to select the options they want, rather than being assigned a particular residence, as is the case in public housing.

The Role of Public Housing Agencies

A PHA, or Public Housing Authority, is a local government agency that administers federal housing programs, including Section 8 Housing Choice Vouchers and public housing.

These agencies work to provide affordable options to eligible families struggling to pay rent, as well as to the elderly, and persons with disabilities. They set eligibility criteria, manage waiting lists, and inspect housing units to ensure they meet standards.

Tenant Rights and Responsibilities in Section 8 Housing

Section 8 tenants have rights protected by federal, state, and local laws. These include the right to fair housing, privacy, and a habitable living environment.

However, tenants also have specific obligations to comply with the lease agreement, maintain the property, and report changes in income or family composition to the PHA.

Landlord Participation in Section 8 Programs

Landlords who choose to participate in Section 8 programs potentially gain access to a larger pool of potential tenants and regular, government-subsidized rent payments.

If you are interested in accepting Section 8 vouchers as a landlord, you must first ensure that your properties meet HUD's safety and health standards and apply through your local PHA.

Section 8 Application Resources at Affordable Housing Hub

At Affordable Housing Hub, we’re committed to providing up-to-date information and resources to assist you in the Section 8 application process.

As soon as information is released, we're on it, breaking things down so you can take concrete steps toward securing your affordable Section 8 home. Let’s start now with determining your eligibility in 2024.

2024 Eligibility Requirements

At its core, eligibility for Section 8 is primarily based on income. Applicants must fall below specific income limits, which vary by location and are determined by HUD. However, there are additional elements that factor into the successful approval of a Section 8 housing choice voucher. Here’s a quick breakdown:

Income Level: The most significant factor is the applicant's household income, which must not exceed 50% of the median income for the county or metropolitan area where the applicant lives. In practice, most assistance goes to households with income not exceeding 30% of the median area income.
Family Status: Eligibility is often extended to individuals, as well as families. The definition of a “family” is broad and can include single individuals as well as groups of people who live together and share cooking and living spaces.
Citizenship or Eligible Immigration Status: Applicants must be U.S. citizens, nationals, or non-citizens with eligible immigration status.
Eviction History: Applicants should not have a history of eviction from public housing or owe money to a PHA for rent or property damages.
Criminal History: Certain criminal convictions may disqualify applicants, especially if they involve drug-related criminal activity or violent crimes.
Local Preferences and Additional Criteria: Some local housing authorities may have additional requirements or give preference to certain groups such as the elderly, disabled, or those who are currently homeless.

Note that eligibility criteria can vary by local authority. Additionally, meeting the eligibility criteria does not guarantee that an applicant will receive a Section 8 voucher immediately, as there are often more applicants than available vouchers, leading to waiting lists.

Revised Section 8 Income Limits for 2024

If you’re hoping to get approved for a Section 8 voucher this year, it’s important to know that HUD has revised the income limits for 2024.

Starting this year, the maximum possible annual increase in income limits will be set at one of two options (whichever is higher): 5% or 2x the change in the national median family income. The absolute cap will now be at 10%, instead of the former 11.89%

This change is significant for owners, agents, and applicants, as it influences income eligibility assessments and rent calculations for tenants.

The Section 8 Application Process

Getting approved for Section 8 housing choice vouchers is possible in 2024, so how do you get started?

Where Can I Get a Section 8 Application?

To apply for a Section 8 Housing Choice Voucher, you'll need to first get in touch with your local PHA. The process usually involves finding an open waiting list since PHAs often have more applicants than available vouchers, leading to closed lists or long waits. You can apply even if you don't live in the area of the PHA you're applying to, but keep in mind that waiting list openings can be rare and close quickly.

Applications can generally be submitted online, by mail, or in person, and you should never be charged a fee to apply. You can find your nearest PHA through our Housing Authority search tool.

Documents Required for Section 8 Application

Applicants must provide valid identification for all household members. This includes social security cards, birth certificates, and government-issued photo IDs.

You’ll also need proof of income and assets, as a core eligibility requirement involves income level. Prepare recent pay stubs, tax returns, and bank statements in a format that will be easy to add to the application. Other required documents may include benefits statements, child support documentation, and proof of any other income.

Common Mistakes To Avoid

Remember, Section 8 isn't a quick fix for emergency housing needs. It's a long-term assistance program, and due to high demand, there might be a waiting period before you receive your voucher.

Before filling out an application, make sure you meet the eligibility criteria. Always provide accurate information, and double-check all information and required documents before submitting to ensure that it is correct and up-to-date.

Once on the waiting list, keep your contact information up to date and respond to any notices from the PHA to maintain your position on the waiting list. Eventually, you'll be called for an eligibility interview, and if all goes well, you'll receive your voucher. However, if you're initially denied, you can request an informal review for another chance.

Eligibility Interview

The Section 8 eligibility interview confirms if you’ll qualify for the Housing Choice Voucher Program in 2024. It typically happens after submitting your application to your local PHA, and may take place at the PHA office or your current residence. The goal is to verify your application details, assess your housing needs, and ensure you meet the program's criteria.

Preparation is key. Bring necessary documents, such as proof of income, ID for household members, and rental history. Specific document requirements can vary, so check with your PHA beforehand. Be completely honest during the interview, as inaccurate information can lead to disqualification.

Awaiting Approval

After submitting your application, it could potentially take weeks or months to be processed due to high demand.

If your application meets preliminary qualifications, you might be placed on a waiting list, sorted by either the date and time received or through a random lottery. Preferences may be given to those with specific needs, affecting your position on the list.

Current Section 8 Housing Waitlist Openings

Find current waitlist openings nationwide by using the interactive map below.

Affordable Housing Utilization Across States

Data from recent years indicates a high utilization rate of HUD units and Section 8 vouchers in various states throughout 2024. This reflects the broad reach and impact of the programs across the country, helping millions of households secure affordable housing.

Because of this high demand, waiting lists are available in each state to help organize and prioritize affordable applications. Waiting lists typically have limited open periods, so it’s important to stay updated on opportunities in your area. At Affordable Housing Hub, we provide weekly updates on these lists to help you place applications at just the right time.

Next Steps After Receiving Approval

Once you receive approval for section 8 housing choice in 2024, it’s time to find a house! This can be challenging, so keep these tips in mind.

Understand Your Voucher

Know the limitations of your voucher, especially regarding the size of the home and the rent amount. Your voucher will specify the maximum number of bedrooms and doesn't set a fixed rent amount.

Discuss the rent range with your PHA and remember that you are responsible for any security deposit, which the voucher does not cover. Budget for utilities as well, and inquire about the utility allowance with your PHA.

Find a Home

Your voucher gives you the flexibility to choose from single-family homes, townhomes, and apartments. When visiting properties, take detailed notes and photos, including the property's address, the type of building, and the names of anyone you meet. This information can be very helpful, especially if you encounter any discrimination.

Online platforms like Rently, Trulia, Socialserve, Zillow, and Facebook Marketplace can be useful resources in your search, as well as our housing search tool.

Sign the Lease

Once you've selected a property, apply for a lease with the landlord. Carefully read through the lease agreement and consider having a PHA representative or a housing advocate review it with you.

After the landlord approves your application, inform your PHA to arrange a housing inspection to ensure the property meets Section 8 standards. Following a successful inspection and PHA approval, you can move into your new home

Renew and Maintain Section 8 Voucher Eligibility

You will need to renew your Section 8 voucher on an annual basis in most states. Stay ahead by keeping track of deadlines and any required documentation to ensure continued eligibility.

Note that any changes in income, family size, or circumstances must be reported to the PHA promptly. Regular communication with your PHA helps maintain your voucher eligibility, so keep them in mind as changes occur.

Overcoming Challenges in Section 8 Housing

Getting approved for Section 8 can be challenging. Applicants typically face long waitlists and limited options. To address these, we recommend applying to multiple PHAs, staying in touch with your local PHA, and leveraging other community resources for better chances of finding suitable housing.

Most importantly, don't hesitate to reach out for help. Local PHAs, non-profit organizations, and legal aid services can provide valuable assistance and guidance throughout the application process.

Need Help Navigating Section 8 Applications in 2024?

As housing needs evolve, so will Section 8’s requirements and capabilities. Anticipating and preparing for these changes ensures you remain well-informed and ready to navigate the future landscape of affordable housing.

Affordable Housing Hub is with you all the way. As your comprehensive resource for navigating the world of affordable housing, we’ll help you sift through any questions, concerns and opportunities you need to know about to get approved for Section 8 vouchers this year and in the future.

If you’re ready to get started, check out our open waiting lists for Section 8 Housing Choice Vouchers in every state.

Section 8 Housing Choice Voucher Application FAQ's

What are the income limits for Section 8 housing eligibility?

Income limits vary by location and family size. View our Section 8 State Guides for updated 2024 Income Limits

How long is the waiting list for Section 8 housing?

Waiting times vary widely depending on the location and demand. Affordablehousinghub.org publishes ongoing updates for Open Waiting Lists. These lists are updated weekly so be sure to check back often.