Housing Voucher Application: 2024 Guide
/Finding housing can be difficult, even in the best of times. While the market continues to fluctuate, the reality is that the average price of homes in the United States has skyrocketed over the last decade. Filling this basic human need for housing has become a significant challenge for individuals and families across the nation, but for those requiring financial assistance, it can feel insurmountable.
A housing voucher application could be the needed solution to finding safe, sanitary housing in the private market. With emergency housing, project-based and tenant-based vouchers, and HUD-Vash programs as some of the options available, there are some incredible options to consider before starting on the application that works best for you. We’ve simplified the process and are ready to help you move forward with the help of this housing voucher application guide for 2024.
Why Your Housing Voucher Application Matters
Given the high demand for affordable housing and the limited availability of vouchers, we recommend applying for a housing voucher as quickly as possible. Doing so in a timely manner increases your chances of finding a suitable home and reduces the risk of homelessness or being forced into substandard living conditions.
Receiving a housing voucher can also provide you with the financial stability you need to focus on other aspects of your life, such as education, employment, and personal well-being.
Where To Begin When Applying For a Housing Voucher
The federal Housing Choice Voucher Program (also referred to as Section 8) is broad and nuanced, with many initiatives built to address the needs of specific demographics, including low-income families, the elderly, people with disabilities, veterans, and more.
Financial assistance is typically given in the form of rental subsidies (vouchers), which allow eligible participants to secure housing at a cost that does not exceed 30-40% of their monthly income. This support enables families to access a wider range of housing options and promotes self-sufficiency by allowing them to choose the housing that best suits their needs.
Knowing which program best suits your needs and what to do to apply will help you know exactly where to begin and what to expect along the way. In the following sections, we will outline the different housing program options you have available, the benefits of each, and the steps required to complete your application for that particular program.
Emergency Housing Vouchers (EHV)
Emergency housing rental vouchers grant immediate and short-term assistance to people who face immediate crises that may prevent them from being able to pay rent. These vouchers are meant to help bridge the gap during a difficult time and allow the recipients to find their footing as their circumstances change.
Through EHV, 70,000 vouchers have been provided to local Public Housing Authorities (PHAs) to help community members. These programs are particularly helpful for those who are at risk of homelessness, are attempting to flee domestic violence, have experienced a loss of home due to natural disasters, or have other significant issues that make housing uncertain.
Benefits of Emergency Housing Vouchers
Emergency housing vouchers provide valuable support in several ways:
Immediate Help: When individuals and families are facing homelessness, these vouchers help them find stable housing quickly.
Multiple Options: While there might be some limitations, emergency vouchers often give you choices, letting you pick from available homes that fit your needs.
Extra Support: Sometimes, along with the voucher, you might also get access to additional services like counseling, help with healthcare, or finding a job, giving you the support you need to keep your life on track.
Community Help: These vouchers are usually managed by local housing agencies, which means they can team up with other service or charity-focused organizations in your community to make sure you get all the help you need.
Emergency housing vouchers are an immediate lifeline when needed, but they are usually a short-term solution. If this is the type of support you need, let’s dive into what it takes to apply for an emergency housing voucher.
How To Get an Emergency Housing Voucher
There are a few steps you need to take to apply for emergency housing support.
1. Seek a Referral
First, seek a referral to the local PHA from a Continuum of Care (CoC) provider, or a person in your community who helps people facing homelessness or housing instability. HUD provides a list of contacts here.
Speaking with the CoC provider can also give you an idea about the availability of vouchers and housing opportunities in your area.
2. Meet Eligibility Requirements
Depending on the program, you will need to meet certain eligibility requirements to be able to receive an EHV. These may include:
Homelessness or Imminent Homelessness. This may include individuals or families who are staying in emergency shelters, on the streets, or fleeing domestic violence situations.
Income Limits: Generally, households must have incomes below a certain threshold based on the area's median income.
Vulnerability: Some programs prioritize individuals and families who are considered especially vulnerable, such as those with disabilities, survivors of domestic violence, or individuals with serious health conditions.
Citizenship or Eligible Immigration Status: Eligibility may be restricted to U.S. citizens or individuals with eligible immigration status. (You may need documentation to verify your citizenship or immigration status.)
Local Residency: Some programs may also have residency requirements as well.
Your CoC contact will help determine your eligibility, and then refer you to the PHA for further steps.
3. Complete Application
Once you have been approved by the local PHA, you’ll likely need to fill out an emergency housing voucher application online and allow it to be processed before a voucher can be issued.
4. Find Qualified Housing
Use the guidance of the PHA to find options for housing that meet their qualifications and your needs. Once you find what you are looking for, you will sign a lease and begin the process of moving in.
Tenant-Based Housing Vouchers
A tenant-based housing voucher offers a flexible option that allows you to choose any qualifying housing in the private market. While not intended as an emergency solution, it can provide stability in a more long-term way.
Benefits of Tenant-Based Housing Choice Vouchers
Choice and Flexibility: Possibly the number-one perk of tenant-based programs is that the voucher can be used for any qualified housing that best suits your needs and preferences, including single-family homes, townhouses, and apartments.
Portability: The voucher program allows for some movement over time. If you end up relocating to a new neighborhood, or even to another state, you may be able to transfer your tenant-based voucher as needed.
Long-Term Support: Tenant-based housing vouchers are not meant to be permanent, but they are provided for an extended time, as long as eligibility continues to be met and funding is available.
How To Get a Tenant-Based Housing Voucher Quickly
Take the following steps to complete your tenant-based housing voucher application.
1. Contact Your Local PHA
Find your local public housing authority and speak to them about availability and application requirements for any tenant-based programs in your area.
2. Meet Eligibility Requirements
Like all financial support programs for housing, you will need to meet eligibility requirements for your local programs. These may include:
Income Limits: Generally, households must have gross incomes below 50% of the area's median income.
Citizenship or Eligible Immigration Status: Eligibility may be restricted to U.S. citizens or individuals with eligible immigration status. (You may need documentation to verify your citizenship or immigration status.)
Local Residency: Some programs may also have residency requirements as well.
If found eligible, you will be able to apply to be put on the waiting list.
3. Complete Application
To complete an application, you will likely need documentation to verify your family size, income, citizenship, and other relevant information. It is important to note that completing an application for tenant-based housing will not automatically grant you access to a voucher. Rather, you will be added to a Section 8 waiting list.
4. Find Qualified Housing
When you are approved and have been selected from the waiting list, the PHA will notify you of next steps.
Project-Based Housing Vouchers
Project-Based Housing Vouchers (PBVs) differ from tenant-based programs, in the way the assistance is allocated. While tenant-based vouchers are given directly to eligible families to secure housing in the private market, PBVs are allocated to specific units within housing projects.
When a family moves out of a unit with a project-based voucher, the voucher remains with the unit, and the next eligible family that moves in will receive the rental assistance.
Benefits of Project-Based Housing Choice Vouchers
Project-based vouchers offer stable housing for individuals and families for the long term. Other benefits include:
Income-Based Rent: Similar to tenant-based vouchers, project-based vouchers assist recipients in paying their rent. The rent is typically set at an affordable level based on the recipient's income.
Access to Amenities and Services: Project-based voucher properties often offer amenities and services such as community spaces, recreational facilities, and on-site support services.
Stable Funding for Property Owners: Project-based vouchers provide stable rental income for property owners, which incentivizes the creation and preservation of affordable properties over time.
Project-based voucher properties are also subject to regulations and oversight by housing authorities or other governing bodies. This ensures compliance with quality and safety standards, as well as affordability requirements.
How To Get a Project-Based Housing Voucher Quickly
To apply for a project-based housing voucher, follow these steps:
1. Research Available Programs
Begin by gathering information on the availability of PBV units in your local area. You can search online, contact local housing authorities, or consult with non-profit organizations that focus on affordable housing.
2. Contact Local PHA
Reach out to the agencies responsible for managing PBV programs in your area to express your interest and learn about specific eligibility criteria, application processes, and unit availability. You can find a list of local housing authorities by using our Housing Authority Search Tool.
3. Complete the Application
Fill out and submit the required application forms and documentation as requested by the housing authority or organization managing the PBV program. Be sure to provide accurate and up-to-date information to avoid delays or disqualification.
Some PBV programs may require you to attend interviews or informational meetings to determine your eligibility and housing needs. Make sure to attend these events promptly and be prepared to answer any questions about your household, income, and housing preferences.
5. Understand the Waiting List (and Prioritize Your Spot)
Due to high demand, there may be a waiting list for PBV units. Familiarize yourself with the waiting list process and inquire about any preferences or priorities that may be in place, such as preferences for veterans, homeless families, or those with disabilities. Ensure your application accurately reflects any priority status you may be eligible for to increase your chances of obtaining a PBV unit more quickly.
HUD VASH Vouchers
HUD VASH (Veterans Affairs Supportive Housing) Vouchers are a specialized form of rental assistance designed to support eligible homeless veterans in securing permanent housing while providing necessary supportive services.
The HUD VASH program is a joint effort between the U.S. Department of Housing and Urban Development (HUD) and the Department of Veterans Affairs (VA) that combines the tenant-based voucher assistance of the Housing Choice Voucher program with case management and clinical services provided by the VA.
The primary purpose of HUD VASH vouchers is to help homeless veterans and their families secure stable, affordable housing while addressing the underlying causes of their homelessness, such as mental health issues, substance abuse, or employment challenges.
Benefits of HUD-VASH Vouchers
Specific to the target demographic, there are some significant benefits to applying for HUD-VASH housing vouchers:
Access to Supportive Services: HUD-VASH combines housing assistance with case management and supportive services provided by the VA. These may include mental health care, substance abuse treatment, job training, and assistance with obtaining VA benefits and healthcare.
Holistic Support: The program takes a holistic approach to addressing veterans' needs by providing wraparound services tailored to individual circumstances.
Reduced Homelessness Among Veterans: HUD-VASH has been instrumental in reducing homelessness among veterans by providing targeted assistance to those who have served their country and may be struggling with housing insecurity due to various factors, including poverty, mental health issues, and substance abuse.
Stable housing provided through HUD-VASH is associated with improved physical and mental health outcomes for veterans. By addressing housing instability, the program contributes to veterans' overall well-being and reduces their reliance on emergency services.
How To Get a HUD VASH Voucher Quickly
Start the application process for a HUD VASH voucher with the following steps:
1. Check Eligibility
To be eligible for the HUD VASH program, you must be a homeless veteran in need of case management services to obtain and maintain stable housing.
2. Contact Your Local VA
Reach out to your local VA Medical Center or Veterans Affairs office to express your interest in the HUD VASH program and gather information about any specifics regarding the application process and requirements.
3. Fill Out Application
You will need to provide documentation that verifies your veteran status, homelessness, and need for supportive services. Gather documents such as your DD-214 (Certificate of Release or Discharge from Active Duty), Social Security card, and any relevant medical or treatment records to streamline the application process.
4. Inquire About Supportive Services
Once you receive a HUD VASH voucher, you will also be connected with various supportive services tailored to your specific needs. Ensure that you understand the scope and purpose of these services and actively engage with the provided case management and clinical support to maximize the benefits of the program and successfully maintain stable housing.
What Are the Differences Between Housing Voucher Programs?
While each voucher program is ultimately designed to help individuals and families find safe, appropriate and manageable housing options to fit their budget and circumstances, many elements set the programs apart from each other. Here is a quick breakdown (in table format) of the differences between each.
| Aspect | Emergency Housing Vouchers | Project-Based Vouchers | Tenant-Based Vouchers | HUD-VASH Vouchers |
|---|---|---|---|---|
| Funding Source | Federal Government | Federal Government | Federal Government | Federal Government |
| Purpose | Provide immediate housing assistance to homeless individuals and families | Provide affordable housing units within specific developments | Provide rental assistance to low-income families, allowing them to choose their housing in the private market | Specifically for homeless veterans, offering rental assistance and supportive services |
| Availability | Limited, allocated during specific times of need | Attached to specific housing developments | Available to eligible households on waiting lists | For eligible homeless veterans |
| Housing Choice | May have limited choice; often placed in available units | Limited to units within designated developments | Allows choice of private rental housing (within certain guidelines) | Allows choice of private rental housing (within certain guidelines) |
| Rent Subsidy | Covers the gap between household contribution and fair market rent | Subsidizes rent directly with property owners | Subsidizes rent directly to tenant | Subsidizes rent directly to tenant |
| Length of Assistance | Typically short-term, often temporary | Long-term, tied to specific housing units | Long-term, subject to income eligibility | Long-term, dependent on veteran's needs and eligibility |
| Eligibility Criteria | Typically targeted to homeless individuals or families | Depends on specific program requirements | Income-based eligibility, often serving low-income households | Eligible homeless veterans with VA-verified need |
| Supportive Services | May include support services for homeless individuals/families | Generally not directly tied to specific supportive services | Not directly tied to supportive services, but may access services through other programs | Includes supportive services tailored to the needs of homeless veterans |
| Administration | Administered by local Public Housing Authorities (PHAs) | Administered by local PHAs or property management companies | Administered by local PHAs | Administered by the U.S. Department of Veterans Affairs (VA) in partnership with local PHAs |
| Flexibility | Limited flexibility in terms of housing choice | Limited to designated developments | Provides flexibility in housing choice | Provides flexibility in housing choice |
| Target Population | Homeless individuals and families | Low-income individuals and families | Low-income individuals and families | Homeless veterans |
Get Your Housing Voucher Application Started Today!
Completing a housing voucher application is the first step in the process of securing affordable housing. Emergency housing vouchers, tenant-based housing vouchers, project-based housing vouchers and HUD-VASH vouchers are some solid options available to those needing some help. By selecting the right program for you, meeting eligibility requirements, and moving forward through the application process, you are well on your way to finding the assistance you need to secure safe, affordable housing.
At Affordable Housing Hub, it is our mission to help you stay informed and connected. Be sure to continually check our open waiting list information for up-to-date information on currently open housing voucher application waiting lists.
Section 8: Frequently Asked Questions
How long does it take to get a Section 8 voucher?
The waiting time for a Section 8 voucher varies widely depending on your location and the demand for assistance in your area. In some places, the wait may be a few months, while in others, it can be several years. According to a recent HUD report, the average waiting time for a Section 8 voucher is 27 months though it should be noted this estimate can vary substantially based on location.
Can I use my Section 8 voucher anywhere?
In general, you can use your Section 8 voucher anywhere in the United States where there is a PHA administering the program. However, when you first receive your voucher, you may be required to use it within the jurisdiction of the PHA that issued it for the first 12 months. After that, you can apply to transfer your voucher to another PHA through the portability process.
What happens if I lose my Section 8 voucher?
If you lose your Section 8 voucher, either because you violated program rules or because you voluntarily left the program, you will need to reapply and go through the waiting list process again to receive assistance in the future. In some cases, you may be ineligible for assistance for a period of time after losing your voucher.
Can I use my Section 8 voucher to buy a house?
While the Section 8 program is primarily designed to provide rental assistance, some PHAs do offer homeownership programs that allow Section 8 participants to use their vouchers to help pay a mortgage. These programs have additional eligibility requirements and are not available everywhere. Check with your local PHA to see if they offer a Section 8 homeownership option.
