Affordable Housing Hub

Affordable Housing in Stephenson County, Illinois

2 cities with 141 housing listings · Pop. 32,316

141
Total Listings
2
Cities
132
Public Housing
7
LIHTC
2
Authorities
0
Open Waitlists

Fair Market Rent - Stephenson County, IL

FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.

BedroomsFMR
Studio/Efficiency$552
1 Bedroom$620
2 Bedroom$814
3 Bedroom$997
4 Bedroom$1,136

Income Limits - Stephenson County, IL

Annual income limits by household size used to determine eligibility for affordable housing programs.

1 Person
Extremely Low (30%)
$14,250
Very Low (50%)
$23,800
Low (80%)
$38,050
2 Persons
Extremely Low (30%)
$17,420
Very Low (50%)
$27,200
Low (80%)
$43,450
3 Persons
Extremely Low (30%)
$21,960
Very Low (50%)
$30,600
Low (80%)
$48,900
4 Persons
Extremely Low (30%)
$26,500
Very Low (50%)
$33,950
Low (80%)
$54,300
5 Persons
Extremely Low (30%)
$31,040
Very Low (50%)
$36,700
Low (80%)
$58,650
6 Persons
Extremely Low (30%)
$35,580
Very Low (50%)
$39,400
Low (80%)
$63,000
7 Persons
Extremely Low (30%)
$40,120
Very Low (50%)
$42,100
Low (80%)
$67,350
8 Persons
Extremely Low (30%)
$44,660
Very Low (50%)
$44,850
Low (80%)
$71,700

All Cities in Stephenson County

Frequently Asked Questions About Housing in Stephenson County, IL

How many affordable housing options are in Stephenson County, Illinois?+

Stephenson County, Illinois has 141 affordable housing listings across 2 cities, with a total of 534 housing units. This includes 132 public housing, 7 LIHTC, and 2 housing authority listings.

What cities in Stephenson County have affordable housing?+

Stephenson County has affordable housing in 2 cities. The top cities include Freeport, Lena. Browse the city listings on this page to see all available options by location.

What are the Fair Market Rents in Stephenson County, Illinois?+

The HUD Fair Market Rent (FMR) for Stephenson County, Illinois is: Studio: $552, 1BR: $620, 2BR: $814, 3BR: $997, 4BR: $1136. FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit. Subsidized housing typically charges 30% of the tenant's income.

What are the income limits for affordable housing in Stephenson County, Illinois?+

For a 4-person household in Stephenson County, Illinois: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $33,950, Low Income (80% AMI): $54,300. These HUD-set limits determine eligibility for various housing programs and are updated annually.

How do I apply for affordable housing in Stephenson County, Illinois?+

To apply for affordable housing in Stephenson County, Illinois: 1) Browse the listings on this page to find properties in your preferred city, 2) Contact the property or housing authority directly, 3) Complete their application, and 4) Provide proof of income and household size. Waitlist times vary — apply to multiple properties to maximize your chances.

What types of housing programs are available in Stephenson County, Illinois?+

Stephenson County, Illinois offers three main types of affordable housing: Public Housing (132 listings) — government-owned properties with income-based rent; LIHTC (7 listings) — privately owned apartments built with tax credits, offering below-market rents; and Housing Authorities (2 listings) — agencies administering Section 8 vouchers and public housing programs.

How large is the population of Stephenson County?+

Stephenson County has an estimated population of 32,316 across 2 cities. With 141 affordable housing properties serving the area, the county provides a range of housing assistance options for eligible residents.

Housing Resources in Freeport, IL

HUD-Approved Counseling Agencies

NW HOME START, INC.

Mortgage Delinquency and Default Resolution CounselingPre-Purchase CounselingPre-Purchase Homebuyer Education Workshops

Other Counties in Illinois