
About This Property
The Low Rent Housing Agency of Emmetsburg operates 99 units of public housing in Spencer, Iowa. Both the public housing and Section 8 waitlists are currently closed. This housing authority provides rental assistance programs in Clay County.
Waitlist Information
The Housing Authority accepts pre-applications at the program level; family needs are considered for invitations, and declining two invitations will purge an application from the waitlist.
Applications must be complete. Residency preferences are based on documentation submitted within five business days. Proof of local residency is preferred. Briefings are in-person and limited to 25 seats.
Waitlist data provided by section8waitlist.org
Updated April 18, 2026
Property Details
Fair Market Rent - Clay County, IA
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $630 |
| 1 Bedroom | $700 |
| 2 Bedroom | $862 |
| 3 Bedroom | $1,142 |
| 4 Bedroom | $1,148 |
Income Limits - Clay County, IA
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $15,100
- Very Low (50%)
- $25,150
- Low (80%)
- $40,250
- Extremely Low (30%)
- $17,420
- Very Low (50%)
- $28,750
- Low (80%)
- $46,000
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $32,350
- Low (80%)
- $51,750
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $35,900
- Low (80%)
- $57,450
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $38,800
- Low (80%)
- $62,050
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $41,650
- Low (80%)
- $66,650
- Extremely Low (30%)
- $40,120
- Very Low (50%)
- $44,550
- Low (80%)
- $71,250
- Extremely Low (30%)
- $44,660
- Very Low (50%)
- $47,400
- Low (80%)
- $75,850
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $15,100 | $25,150 | $40,250 |
| 2 Persons | $17,420 | $28,750 | $46,000 |
| 3 Persons | $21,960 | $32,350 | $51,750 |
| 4 Persons | $26,500 | $35,900 | $57,450 |
| 5 Persons | $31,040 | $38,800 | $62,050 |
| 6 Persons | $35,580 | $41,650 | $66,650 |
| 7 Persons | $40,120 | $44,550 | $71,250 |
| 8 Persons | $44,660 | $47,400 | $75,850 |
Frequently Asked Questions
What is the average rent for affordable housing in Spencer, IA?+
The Fair Market Rent (FMR) for Clay County, IA is: $630 (Studio), $700 (1BR), $862 (2BR), $1142 (3BR), $1148 (4BR). Actual rent at subsidized properties like Low Rent Housing Agency of Emmetsburg is typically 30% of household income or less.
How many units does Low Rent Housing Agency of Emmetsburg have?+
Low Rent Housing Agency of Emmetsburg has a total of 99 housing units.
What are the income limits for affordable housing in Clay County, IA?+
For a 4-person household in Clay County, IA, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $35,900, Low Income (80% AMI): $57,450. These limits are set by HUD and updated annually.
How do I apply for housing at Low Rent Housing Agency of Emmetsburg?+
Low Rent Housing Agency of Emmetsburg is a Housing Authority property. To apply, you can start by calling 7122627460, or visiting their website, or contacting the property management office. You may need to submit an application and be placed on a waitlist. Eligibility is typically based on income, family size, and other factors.
Is there a waitlist for Low Rent Housing Agency of Emmetsburg?+
Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Open. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
Contact Information
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.

