About This Property
Northwest Iowa Regional Housing Authority operates 902 units of public housing in Spencer, Iowa, serving Clay County residents. The authority currently maintains closed waitlists for both its public housing and Section 8 programs. This housing authority provides affordable rental options through federally supported public housing programs.
Waitlist Information
Pre-applications are accepted, and family needs are considered for invitations; declining two invitations will purge the application.
Applications must be complete. Residency preferences are based on documentation submitted within five business days. Proof of local residency is preferred. Briefings are in-person and limited to 25 seats.
Waitlist data provided by section8waitlist.org
Updated April 17, 2026
Property Details
Fair Market Rent - Clay County, IA
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $630 |
| 1 Bedroom | $700 |
| 2 Bedroom | $862 |
| 3 Bedroom | $1,142 |
| 4 Bedroom | $1,148 |
Income Limits - Clay County, IA
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $15,100
- Very Low (50%)
- $25,150
- Low (80%)
- $40,250
- Extremely Low (30%)
- $17,420
- Very Low (50%)
- $28,750
- Low (80%)
- $46,000
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $32,350
- Low (80%)
- $51,750
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $35,900
- Low (80%)
- $57,450
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $38,800
- Low (80%)
- $62,050
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $41,650
- Low (80%)
- $66,650
- Extremely Low (30%)
- $40,120
- Very Low (50%)
- $44,550
- Low (80%)
- $71,250
- Extremely Low (30%)
- $44,660
- Very Low (50%)
- $47,400
- Low (80%)
- $75,850
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $15,100 | $25,150 | $40,250 |
| 2 Persons | $17,420 | $28,750 | $46,000 |
| 3 Persons | $21,960 | $32,350 | $51,750 |
| 4 Persons | $26,500 | $35,900 | $57,450 |
| 5 Persons | $31,040 | $38,800 | $62,050 |
| 6 Persons | $35,580 | $41,650 | $66,650 |
| 7 Persons | $40,120 | $44,550 | $71,250 |
| 8 Persons | $44,660 | $47,400 | $75,850 |
Frequently Asked Questions
What is the average rent for affordable housing in Spencer, IA?+
The Fair Market Rent (FMR) for Clay County, IA is: $630 (Studio), $700 (1BR), $862 (2BR), $1142 (3BR), $1148 (4BR). Actual rent at subsidized properties like Northwest Iowa Regional Housing Authority is typically 30% of household income or less.
How many units does Northwest Iowa Regional Housing Authority have?+
Northwest Iowa Regional Housing Authority has a total of 902 housing units.
Is there a waitlist for Northwest Iowa Regional Housing Authority?+
Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Open. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
How do I apply for housing at Northwest Iowa Regional Housing Authority?+
Northwest Iowa Regional Housing Authority is a Housing Authority property. To apply, you can start by calling 7122627460, or visiting their website, or contacting the property management office. You may need to submit an application and be placed on a waitlist. Eligibility is typically based on income, family size, and other factors.
What are the income limits for affordable housing in Clay County, IA?+
For a 4-person household in Clay County, IA, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $35,900, Low Income (80% AMI): $57,450. These limits are set by HUD and updated annually.
Contact Information
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
