About This Property
Cumberland Arms offers 69 low-income residential units in Cumberland, Maryland, serving elderly and disabled residents. The property contains 59 one-bedroom and 10 two-bedroom units and was financed through tax-exempt bonds and 4% Low-Income Housing Tax Credits.
Waitlist Information
Waitlist managed by Housing Authority of the City of Cumberland
Applications can be downloaded, obtained in person, or mailed. Preference points are assigned for working families, City or County residents, and other factors. Applicants are placed on a waiting list based on application date and preference points if no units are available.
Waitlist data provided by section8waitlist.org
Updated April 17, 2026
Property Details
HUD Inspection Score
HUD inspects properties on a 0-100 scale. Scores above 60 are considered passing.
Fair Market Rent - Allegany County, MD
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $624 |
| 1 Bedroom | $736 |
| 2 Bedroom | $920 |
| 3 Bedroom | $1,186 |
| 4 Bedroom | $1,453 |
Income Limits - Allegany County, MD
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $15,150
- Very Low (50%)
- $25,200
- Low (80%)
- $40,350
- Extremely Low (30%)
- $17,420
- Very Low (50%)
- $28,800
- Low (80%)
- $46,100
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $32,400
- Low (80%)
- $51,850
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $36,000
- Low (80%)
- $57,600
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $38,900
- Low (80%)
- $62,250
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $41,800
- Low (80%)
- $66,850
- Extremely Low (30%)
- $40,120
- Very Low (50%)
- $44,650
- Low (80%)
- $71,450
- Extremely Low (30%)
- $44,660
- Very Low (50%)
- $47,550
- Low (80%)
- $76,050
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $15,150 | $25,200 | $40,350 |
| 2 Persons | $17,420 | $28,800 | $46,100 |
| 3 Persons | $21,960 | $32,400 | $51,850 |
| 4 Persons | $26,500 | $36,000 | $57,600 |
| 5 Persons | $31,040 | $38,900 | $62,250 |
| 6 Persons | $35,580 | $41,800 | $66,850 |
| 7 Persons | $40,120 | $44,650 | $71,450 |
| 8 Persons | $44,660 | $47,550 | $76,050 |
Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Cumberland, MD?+
The Fair Market Rent (FMR) for Allegany County, MD is: $624 (Studio), $736 (1BR), $920 (2BR), $1186 (3BR), $1453 (4BR). Actual rent at subsidized properties like Cumberland Arms is typically 30% of household income or less.
What size apartments are available at Cumberland Arms?+
Cumberland Arms offers the following unit types: 59 One-Bedroom, 10 Two-Bedroom units, for a total of 69 units.
Is there a waitlist for Cumberland Arms?+
Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
What is the price range for apartments in Cumberland, MD?+
Based on Fair Market Rent for Allegany County, the estimated price range is: 1-bedroom: $736, 2-bedroom: $920. Actual rent at Cumberland Arms may be lower for income-eligible households.
Who manages Cumberland Arms?+
Cumberland Arms is managed by . You can reach them at . Visit their website for more information.
How do I apply for housing at Cumberland Arms?+
Cumberland Arms is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
Who is eligible to live at Cumberland Arms?+
Cumberland Arms primarily serves elderly residents, persons with disabilities. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.
What are the income limits for affordable housing in Allegany County, MD?+
For a 4-person household in Allegany County, MD, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $36,000, Low Income (80% AMI): $57,600. These limits are set by HUD and updated annually.
What is the HUD inspection score for Cumberland Arms?+
Cumberland Arms has a HUD inspection score of 98 out of 100, which is considered excellent. HUD inspects subsidized housing properties to ensure they meet minimum health and safety standards. Scores of 60 or above are considered passing.
Contact Information
Walk Score
Very Walkable
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
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