About This Property
River Terrace is an affordable housing community in Benton Harbor, Michigan, with 264 units. The property is managed and provides housing options in Berrien County. Interested applicants can contact the property management office for leasing information and availability.
Waitlist Information
Waitlist managed by Benton Harbor Housing Commission
The public housing waiting list was last open for a short period in February 2026. Preferences include families with children, elderly applicants, and disabled individuals.
When last open, applications could be picked up at the office, requested by phone for mail, or requested by mail with a letter, then submitted via mail, fax, or hand-delivery. Preferences included being terminated from the HCV program due to insufficient funding, working at least 20 hours per week for six months, and being a victim of domestic violence, dating violence, sexual assault, or stalking.
Waitlist data provided by section8waitlist.org
Updated July 28, 2026
Property Details
HUD Inspection Score
HUD inspects properties on a 0-100 scale. Scores above 60 are considered passing.
Fair Market Rent - Berrien County, MI
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $722 |
| 1 Bedroom | $811 |
| 2 Bedroom | $1,065 |
| 3 Bedroom | $1,364 |
| 4 Bedroom | $1,431 |
Income Limits - Berrien County, MI
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $14,100
- Very Low (50%)
- $23,450
- Low (80%)
- $37,550
- Extremely Low (30%)
- $17,420
- Very Low (50%)
- $26,800
- Low (80%)
- $42,900
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $30,150
- Low (80%)
- $48,250
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $33,500
- Low (80%)
- $53,600
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $36,200
- Low (80%)
- $57,900
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $38,900
- Low (80%)
- $62,200
- Extremely Low (30%)
- $40,120
- Very Low (50%)
- $41,550
- Low (80%)
- $66,500
- Extremely Low (30%)
- $44,250
- Very Low (50%)
- $44,250
- Low (80%)
- $70,800
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $14,100 | $23,450 | $37,550 |
| 2 Persons | $17,420 | $26,800 | $42,900 |
| 3 Persons | $21,960 | $30,150 | $48,250 |
| 4 Persons | $26,500 | $33,500 | $53,600 |
| 5 Persons | $31,040 | $36,200 | $57,900 |
| 6 Persons | $35,580 | $38,900 | $62,200 |
| 7 Persons | $40,120 | $41,550 | $66,500 |
| 8 Persons | $44,250 | $44,250 | $70,800 |
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Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Benton Harbor, MI?+
The Fair Market Rent (FMR) for Berrien County, MI is: $722 (Studio), $811 (1BR), $1065 (2BR), $1364 (3BR), $1431 (4BR). Actual rent at subsidized properties like River Terrace is typically 30% of household income or less.
What are the income limits for affordable housing in Berrien County, MI?+
For a 4-person household in Berrien County, MI, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $33,500, Low Income (80% AMI): $53,600. These limits are set by HUD and updated annually.
How do I apply for housing at River Terrace?+
River Terrace is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
Who manages River Terrace?+
River Terrace is managed by . You can reach them at . Visit their website for more information.
Is there a waitlist for River Terrace?+
Public Housing waitlist is currently Closed. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
What is the HUD inspection score for River Terrace?+
River Terrace has a HUD inspection score of 85 out of 100, which is considered good. HUD inspects subsidized housing properties to ensure they meet minimum health and safety standards. Scores of 60 or above are considered passing.
Contact Information
Walk Score
Somewhat Walkable
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
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