About This Property
Whispering Pines Apts Phase I contains 112 low-income rental units in Coldwater, Michigan, with a mix of 32 one-bedroom, 56 two-bedroom, and 24 three-bedroom apartments. The property has been in service since 2002 and receives 9% Low-Income Housing Tax Credit financing. The community is managed by professional property management to serve Branch County residents.
Waitlist Information
Waitlist managed by Coldwater Housing Commission
The waiting list is currently open for senior/disabled individuals only, not families. Preferences include involuntarily displaced, substandard living conditions, rent burden, living/working in Branch County, or veteran status. Applications can be picked up in-person at 60 South Clay St., Coldwater, MI 49036, or a pre-application can be downloaded online, printed, and completed; completed applications can be mailed or hand delivered.
Eligibility generally requires income below 50% of the Area Median Income, family size, and citizenship status, with no application fee.
Waitlist data provided by section8waitlist.org
Updated May 8, 2026
Property Details
Fair Market Rent - Branch County, MI
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $747 |
| 1 Bedroom | $752 |
| 2 Bedroom | $928 |
| 3 Bedroom | $1,233 |
| 4 Bedroom | $1,236 |
Income Limits - Branch County, MI
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $13,550
- Very Low (50%)
- $22,600
- Low (80%)
- $36,150
- Extremely Low (30%)
- $17,420
- Very Low (50%)
- $25,800
- Low (80%)
- $41,300
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $29,050
- Low (80%)
- $46,450
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $32,250
- Low (80%)
- $51,600
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $34,850
- Low (80%)
- $55,750
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $37,450
- Low (80%)
- $59,900
- Extremely Low (30%)
- $40,000
- Very Low (50%)
- $40,000
- Low (80%)
- $64,000
- Extremely Low (30%)
- $42,600
- Very Low (50%)
- $42,600
- Low (80%)
- $68,150
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $13,550 | $22,600 | $36,150 |
| 2 Persons | $17,420 | $25,800 | $41,300 |
| 3 Persons | $21,960 | $29,050 | $46,450 |
| 4 Persons | $26,500 | $32,250 | $51,600 |
| 5 Persons | $31,040 | $34,850 | $55,750 |
| 6 Persons | $35,580 | $37,450 | $59,900 |
| 7 Persons | $40,000 | $40,000 | $64,000 |
| 8 Persons | $42,600 | $42,600 | $68,150 |
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Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Coldwater, MI?+
The Fair Market Rent (FMR) for Branch County, MI is: $747 (Studio), $752 (1BR), $928 (2BR), $1233 (3BR), $1236 (4BR). Actual rent at subsidized properties like Whispering Pines Apts Phase I (Coldwater) is typically 30% of household income or less.
What size apartments are available at Whispering Pines Apts Phase I (Coldwater)?+
Whispering Pines Apts Phase I (Coldwater) offers the following unit types: 32 One-Bedroom, 56 Two-Bedroom, 24 Three-Bedroom units, for a total of 112 units.
What is the price range for apartments in Coldwater, MI?+
Based on Fair Market Rent for Branch County, the estimated price range is: 1-bedroom: $752, 2-bedroom: $928, 3-bedroom: $1233. Actual rent at Whispering Pines Apts Phase I (Coldwater) may be lower for income-eligible households.
Is there a waitlist for Whispering Pines Apts Phase I (Coldwater)?+
Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
What are the income limits for affordable housing in Branch County, MI?+
For a 4-person household in Branch County, MI, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $32,250, Low Income (80% AMI): $51,600. These limits are set by HUD and updated annually.
Who manages Whispering Pines Apts Phase I (Coldwater)?+
Whispering Pines Apts Phase I (Coldwater) is managed by . You can reach them at .
How do I apply for housing at Whispering Pines Apts Phase I (Coldwater)?+
Whispering Pines Apts Phase I (Coldwater) is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
Walk Score
Very Walkable
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
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