About This Property
Whispering Pines Apts Phase I consists of 112 low-income rental units in Coldwater that have been in service since 2002. The property offers a mix of one-, two-, and three-bedroom units, with 32 one-bedroom, 56 two-bedroom, and 24 three-bedroom apartments. The development receives 9% Low-Income Housing Tax Credit financing.
Waitlist Information
Waitlist managed by Coldwater Housing Commission
The waiting list is open for senior/disabled individuals only, with preferences for involuntarily displaced, substandard living conditions, rent burdened, living/working in Branch County, or veteran status. Applicants must provide Social Security Cards, proof of income, photo IDs, and undergo a criminal background check.
The Michigan State Housing Development Authority (MSHDA) closed all HCV waitlists to new additions starting July 1, 2024, and they remain closed for the foreseeable future due to budget constraints.
Waitlist data provided by section8waitlist.org
Updated August 18, 2026
Property Details
Fair Market Rent - Branch County, MI
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $747 |
| 1 Bedroom | $752 |
| 2 Bedroom | $928 |
| 3 Bedroom | $1,233 |
| 4 Bedroom | $1,236 |
Income Limits - Branch County, MI
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $13,550
- Very Low (50%)
- $22,600
- Low (80%)
- $36,150
- Extremely Low (30%)
- $17,420
- Very Low (50%)
- $25,800
- Low (80%)
- $41,300
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $29,050
- Low (80%)
- $46,450
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $32,250
- Low (80%)
- $51,600
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $34,850
- Low (80%)
- $55,750
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $37,450
- Low (80%)
- $59,900
- Extremely Low (30%)
- $40,000
- Very Low (50%)
- $40,000
- Low (80%)
- $64,000
- Extremely Low (30%)
- $42,600
- Very Low (50%)
- $42,600
- Low (80%)
- $68,150
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $13,550 | $22,600 | $36,150 |
| 2 Persons | $17,420 | $25,800 | $41,300 |
| 3 Persons | $21,960 | $29,050 | $46,450 |
| 4 Persons | $26,500 | $32,250 | $51,600 |
| 5 Persons | $31,040 | $34,850 | $55,750 |
| 6 Persons | $35,580 | $37,450 | $59,900 |
| 7 Persons | $40,000 | $40,000 | $64,000 |
| 8 Persons | $42,600 | $42,600 | $68,150 |
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Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Coldwater, MI?+
The Fair Market Rent (FMR) for Branch County, MI is: $747 (Studio), $752 (1BR), $928 (2BR), $1233 (3BR), $1236 (4BR). Actual rent at subsidized properties like Whispering Pines Apts Phase I Coldwater is typically 30% of household income or less.
What size apartments are available at Whispering Pines Apts Phase I Coldwater?+
Whispering Pines Apts Phase I Coldwater offers the following unit types: 32 One-Bedroom, 56 Two-Bedroom, 24 Three-Bedroom units, for a total of 112 units.
How do I apply for housing at Whispering Pines Apts Phase I Coldwater?+
Whispering Pines Apts Phase I Coldwater is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
Who manages Whispering Pines Apts Phase I Coldwater?+
Whispering Pines Apts Phase I Coldwater is managed by . You can reach them at . Visit their website for more information.
Is there a waitlist for Whispering Pines Apts Phase I Coldwater?+
Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
What are the income limits for affordable housing in Branch County, MI?+
For a 4-person household in Branch County, MI, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $32,250, Low Income (80% AMI): $51,600. These limits are set by HUD and updated annually.
What is the price range for apartments in Coldwater, MI?+
Based on Fair Market Rent for Branch County, the estimated price range is: 1-bedroom: $752, 2-bedroom: $928, 3-bedroom: $1233. Actual rent at Whispering Pines Apts Phase I Coldwater may be lower for income-eligible households.
Contact Information
Walk Score
Very Walkable
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
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