About This Property
Whispering Pines Apartments Phase II is a 44-unit affordable housing community in Coldwater, Michigan that has been in service since 2004. The property offers a mix of one-, two-, and three-bedroom units designed to serve families and individuals with disabilities. The community participates in the Low-Income Housing Tax Credit program and is managed to provide affordable rental options in Branch County.
Waitlist Information
Waitlist managed by Coldwater Housing Commission
The waiting list is open for senior/disabled individuals only; preferences include involuntarily displaced, substandard living conditions, rent burden, living or working in Branch County, or veteran status.
The Section 8 (HCV) waiting list for Coldwater, Michigan is closed as of July 5, 2026, due to the Michigan State Housing Development Authority (MSHDA) closing all HCV waitlists to new additions starting July 1, 2024.
Waitlist data provided by section8waitlist.org
Updated September 7, 2026
Property Details
Fair Market Rent - Branch County, MI
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $747 |
| 1 Bedroom | $752 |
| 2 Bedroom | $928 |
| 3 Bedroom | $1,233 |
| 4 Bedroom | $1,236 |
Income Limits - Branch County, MI
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $13,550
- Very Low (50%)
- $22,600
- Low (80%)
- $36,150
- Extremely Low (30%)
- $17,420
- Very Low (50%)
- $25,800
- Low (80%)
- $41,300
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $29,050
- Low (80%)
- $46,450
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $32,250
- Low (80%)
- $51,600
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $34,850
- Low (80%)
- $55,750
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $37,450
- Low (80%)
- $59,900
- Extremely Low (30%)
- $40,000
- Very Low (50%)
- $40,000
- Low (80%)
- $64,000
- Extremely Low (30%)
- $42,600
- Very Low (50%)
- $42,600
- Low (80%)
- $68,150
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $13,550 | $22,600 | $36,150 |
| 2 Persons | $17,420 | $25,800 | $41,300 |
| 3 Persons | $21,960 | $29,050 | $46,450 |
| 4 Persons | $26,500 | $32,250 | $51,600 |
| 5 Persons | $31,040 | $34,850 | $55,750 |
| 6 Persons | $35,580 | $37,450 | $59,900 |
| 7 Persons | $40,000 | $40,000 | $64,000 |
| 8 Persons | $42,600 | $42,600 | $68,150 |
Advertisement
Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Coldwater, MI?+
The Fair Market Rent (FMR) for Branch County, MI is: $747 (Studio), $752 (1BR), $928 (2BR), $1233 (3BR), $1236 (4BR). Actual rent at subsidized properties like Whispering Pines Apts Phase Ii is typically 30% of household income or less.
What size apartments are available at Whispering Pines Apts Phase Ii?+
Whispering Pines Apts Phase Ii offers the following unit types: 16 One-Bedroom, 16 Two-Bedroom, 12 Three-Bedroom units, for a total of 44 units.
How do I apply for housing at Whispering Pines Apts Phase Ii?+
Whispering Pines Apts Phase Ii is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
Who manages Whispering Pines Apts Phase Ii?+
Whispering Pines Apts Phase Ii is managed by . You can reach them at . Visit their website for more information.
Is there a waitlist for Whispering Pines Apts Phase Ii?+
Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
What is the price range for apartments in Coldwater, MI?+
Based on Fair Market Rent for Branch County, the estimated price range is: 1-bedroom: $752, 2-bedroom: $928, 3-bedroom: $1233. Actual rent at Whispering Pines Apts Phase Ii may be lower for income-eligible households.
What are the income limits for affordable housing in Branch County, MI?+
For a 4-person household in Branch County, MI, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $32,250, Low Income (80% AMI): $51,600. These limits are set by HUD and updated annually.
Who is eligible to live at Whispering Pines Apts Phase Ii?+
Whispering Pines Apts Phase Ii primarily serves families, persons with disabilities. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.
Contact Information
Walk Score
Car-Dependent
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
More Affordable Housing Near Whispering Pines Apts Phase Ii
Coldwater Crossings Apts
Coldwater, MI
38 Units
Coldwater Housing Commission
Coldwater, MI
96 UnitsWhispering Pines Apts Phase I Coldwater
Coldwater, MI
112 UnitsPrairie Glen
Quincy, MI
48 UnitsMeadow View Senior
Coldwater, MI
16 Units
Englewood
Coldwater, MI
100 Units