About This Property
Whispering Pines Apartments Phase II is a 44-unit affordable housing community in Coldwater, Michigan that has been in service since 2004. The property offers a mix of one-, two-, and three-bedroom units designed to serve families and individuals with disabilities. The community participates in the Low-Income Housing Tax Credit program and is managed to provide affordable rental options in Branch County.
Waitlist Information
Waitlist managed by Coldwater Housing Commission
The waiting list is currently open for senior/disabled individuals only, not families. Preferences include involuntarily displaced, substandard living conditions, rent burden, living/working in Branch County, or veteran status. Applications can be picked up in-person at 60 South Clay St., Coldwater, MI 49036, or a pre-application can be downloaded online, printed, and completed; completed applications can be mailed or hand delivered.
Eligibility generally requires income below 50% of the Area Median Income, family size, and citizenship status, with no application fee.
Waitlist data provided by section8waitlist.org
Updated May 8, 2026
Property Details
Fair Market Rent - Branch County, MI
FMR represents the estimated amount needed to cover rent and utilities for a moderately-priced unit in this area.
| Bedrooms | FMR |
|---|---|
| Studio/Efficiency | $747 |
| 1 Bedroom | $752 |
| 2 Bedroom | $928 |
| 3 Bedroom | $1,233 |
| 4 Bedroom | $1,236 |
Income Limits - Branch County, MI
Annual income limits by household size used to determine eligibility for affordable housing programs.
- Extremely Low (30%)
- $13,550
- Very Low (50%)
- $22,600
- Low (80%)
- $36,150
- Extremely Low (30%)
- $17,420
- Very Low (50%)
- $25,800
- Low (80%)
- $41,300
- Extremely Low (30%)
- $21,960
- Very Low (50%)
- $29,050
- Low (80%)
- $46,450
- Extremely Low (30%)
- $26,500
- Very Low (50%)
- $32,250
- Low (80%)
- $51,600
- Extremely Low (30%)
- $31,040
- Very Low (50%)
- $34,850
- Low (80%)
- $55,750
- Extremely Low (30%)
- $35,580
- Very Low (50%)
- $37,450
- Low (80%)
- $59,900
- Extremely Low (30%)
- $40,000
- Very Low (50%)
- $40,000
- Low (80%)
- $64,000
- Extremely Low (30%)
- $42,600
- Very Low (50%)
- $42,600
- Low (80%)
- $68,150
| Household | Extremely Low (30%) | Very Low (50%) | Low (80%) |
|---|---|---|---|
| 1 Person | $13,550 | $22,600 | $36,150 |
| 2 Persons | $17,420 | $25,800 | $41,300 |
| 3 Persons | $21,960 | $29,050 | $46,450 |
| 4 Persons | $26,500 | $32,250 | $51,600 |
| 5 Persons | $31,040 | $34,850 | $55,750 |
| 6 Persons | $35,580 | $37,450 | $59,900 |
| 7 Persons | $40,000 | $40,000 | $64,000 |
| 8 Persons | $42,600 | $42,600 | $68,150 |
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Tax Credit Program Details
Frequently Asked Questions
What is the average rent for affordable housing in Coldwater, MI?+
The Fair Market Rent (FMR) for Branch County, MI is: $747 (Studio), $752 (1BR), $928 (2BR), $1233 (3BR), $1236 (4BR). Actual rent at subsidized properties like Whispering Pines Apts Phase Ii is typically 30% of household income or less.
What size apartments are available at Whispering Pines Apts Phase Ii?+
Whispering Pines Apts Phase Ii offers the following unit types: 16 One-Bedroom, 16 Two-Bedroom, 12 Three-Bedroom units, for a total of 44 units.
Who is eligible to live at Whispering Pines Apts Phase Ii?+
Whispering Pines Apts Phase Ii primarily serves families, persons with disabilities. All applicants must also meet income eligibility requirements for the area. Contact the property for specific eligibility criteria.
Who manages Whispering Pines Apts Phase Ii?+
Whispering Pines Apts Phase Ii is managed by . You can reach them at . Visit their website for more information.
Is there a waitlist for Whispering Pines Apts Phase Ii?+
Public Housing waitlist is currently Open. Section 8 (HCV) waitlist is currently Closed. Waitlist status can change frequently, so check back regularly or contact the housing authority directly for the most up-to-date information.
How do I apply for housing at Whispering Pines Apts Phase Ii?+
Whispering Pines Apts Phase Ii is a Low-Income Housing Tax Credit (LIHTC) property. To apply, you can start by calling , or visiting their website, or contacting the property management office. Contact the property to learn about availability and application requirements. Eligibility is based on income limits set for the area.
What is the price range for apartments in Coldwater, MI?+
Based on Fair Market Rent for Branch County, the estimated price range is: 1-bedroom: $752, 2-bedroom: $928, 3-bedroom: $1233. Actual rent at Whispering Pines Apts Phase Ii may be lower for income-eligible households.
What are the income limits for affordable housing in Branch County, MI?+
For a 4-person household in Branch County, MI, the income limits are: Extremely Low Income (30% AMI): $26,500, Very Low Income (50% AMI): $32,250, Low Income (80% AMI): $51,600. These limits are set by HUD and updated annually.
Contact Information
Walk Score
Car-Dependent
Nearby Schools
Ratings provided by GreatSchools.org. Ratings are on a 1-10 scale.
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